Capital One Services, LLC

Justin Smith

Drew Jacobs

Justin Wishne

Hannes Mikael Jouhikainen

Karen Nickerson

Marco S Giampaolo

David Gabriele

Damaris Kroeber

Michael Pankratz

Matthew Mitchell

Matthew Dabney

Callie Kooiker

Devin Barth

A method of facilitating an augmented reality experience to purchase an item at a merchant location may be provided. The method may include storing profile data, receiving location data and environmental data from a computing device associated with the stored profile data. Upon determining that the user device has entered a predefined merchant location, the method may include initiating a sequence of augmented reality modes including at least a first augmented reality mode associated with the selection of an item and a second augmented reality mode associated with the payment of the item. The user device may display virtual content in association with each mode, and upon detecting predetermined user inputs such as gestures, fixed gazes, or moving through thresholds, the system may enable the selection and payment of one or more items by sending a purchase request to a merchant terminal.

Augmented reality systems for facilitating a purchasing process at a merchant location

The present disclosure relates to systems and methods for facilitating shopping and purchasing. The systems and methods for facilitating shopping and purchasing use an identity tag as an item tracker and/or a transaction enabler.

System and method for facilitating shopping and purchasing using an identity tag

A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.

Systems and methods of sharing an augmented environment with a companion

A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data, and identify one or more action items in the environmental data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive user input data, and provide purchase request data to a merchant terminal in response to those inputs.

Systems and methods for facilitating a transaction using augmented reality

A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing sensor-based authentication of customers. The system may detect customer biometric data associated with an unknown customer present at a merchant location. The system may determine, based on a known customer identification profile and the detected customer biometric data, a confidence level that the unknown customer is the same individual as the known customer and authenticate the unknown customer based on a determination that the confidence level exceeds a predetermined threshold. The system may transmit identification information associated with the known customer to a financial service provider and receive payment credentials of one or more accounts associated with the known customer and authorization to utilize the one or more accounts to perform a financial transaction.

Automated sensor-based customer identification and authorization systems within a physical environment

A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual wardrobe management system. The system may store wardrobe data associated with a plurality of garments. The system may then receive input data indicative of a garment selection. The system may identify the garment based on the input data received. The system may then generate a garment recommendation based on the selected garment and the stored wardrobe data and provide an indication of the recommendation to a computing device.

Systems and methods for wardrobe management

A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and generate virtual environmental data based on the environmental data. The system may then provide the virtual environmental data to at least a first computing device to create a virtual environment. The system may then receive user input, and modify the virtual environment to display enhanced content in response to the user input.

Systems and methods for providing an interactive virtual environment

A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.

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Chicago, IL, United States of America

Justin Smith