State Farm Mutual Automobile Insurance Company

Zetr Pty Ltd

Justin Davis

Kristopher Keith Gaudin

Leo Nelson Chan

Jacob J Alt

Brian Mark Fields

Steven C Cielocha

Nathan Wilhelm Baumann

Mohamed A Wazeer

Laura Anne Uphoff

Giles Roll

George T Dulee

Natalie R Smith

Matthew Clarenson

Michelle Ann Curtis

Ryan Gammelgard

Craig Benjamin Cope

Edward P Matesevac

John Ryan Hailey

Mark O'Flaherty

Kenneth Jason Sanchez

Aaron Scott Chan

Nathan Lee Tofte

Vicki King

Joseph Robert Brannan

Steven Schmidt

Karen Allen

Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

Connected car as a payment device

A method includes determining a fuel amount; providing navigation directions; determining a vehicle arrival; transmitting a fuel purchase request; controlling a tank cover; receiving fuel; detecting that a tank is full; and transmitting a stop fueling request. A computer system includes a processor configured to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that a tank is full; and transmit a stop fueling request. A non-transitory computer-readable medium storing thereon a set of instructions that, when executed on a processor, causes the processor to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that fuel tank is full; and transmit a stop fueling request.

Connected vehicle for providing navigation directions to merchant terminals that process vehicle payments

Merchant terminal for receiving payment from a vehicle

Systems and methods are described for generating transactions based upon rideshare data and updating a distributed ledger. The method may include (1) identifying one or more rideshare companies for which a user offers driving services during a time period; (2) for each of the one or more rideshare companies, identifying a phase of a rideshare trip in which the user is providing driving services for the identified one or more rideshare companies during the time period; (3) determining rideshare data; (4) generating a transaction including a representation of the rideshare data; and/or (5) transmitting the transaction to at least one other participant of the plurality of participants maintaining the distributed ledger. The rideshare data from the distributed ledger for the user may be used to calculate a level of risk when the user is providing ride services.

Blockchain rideshare data aggregator solution

Systems and methods for an artificial intelligence (AI)/machine learning (ML) chatbot for intelligent negotiation of terms is disclosed herein. An exemplary computing system includes one or more processors; and a memory storing executable instructions thereon. When executed by the one or more processors, these instructions may cause the one or more processors to: receive, from a first contracting party during a negotiating period, a plurality of prospective terms for a contractual agreement; and determine, via an AI chatbot, whether the plurality of prospective terms are acceptable terms based on a plurality of parameters indicated by a second contracting party. Responsive to determining that the plurality of prospective terms are unacceptable terms, the instructions may further cause the processors to generate, via the AI chatbot, a plurality of counter terms based on the plurality of parameters; and transmit the plurality of counter terms to the first contracting party.

AI/ML chatbot for negotiations

Autonomous vehicle methods and systems are described herein for communicating with an autonomous or semi-autonomous vehicle to remotely control operation of the vehicle, to detect and remove unauthorized passengers, to deliver loads, to receive registration information for the vehicle, to provide accessibility information to the vehicle, and/or to receive sensor or other environmental data to integrate with an electronic game or other extended reality experience.

Autonomous vehicle delivery

Methods and systems for obtaining vehicle recall notifications are described herein. A vehicle having one or more autonomous operation features may receive a notification indicating that the vehicle requires a safety recall. The notification may provide identification information for a vehicle part that needs to be replaced. Additionally, the vehicle may determine whether the vehicle part is currently within the vehicle by obtaining a set of identification information for current vehicle parts within the vehicle and comparing the identification information for the vehicle part to the set of identification information for current vehicle parts within the vehicle. In response to determining that the vehicle part is currently within the vehicle, the vehicle may identify a treatment facility for replacing the vehicle part, and cause the vehicle to travel to the identified treatment facility for replacing the vehicle part.

Method and system for recall notification

Autonomous vehicle extended reality environments

Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.

Vehicular traffic alerts for avoidance of abnormal traffic conditions

A system for providing dynamic roadside assistance coordination may include a customer mobile device or vehicle in direct, or indirect, wireless communication with an insurance provider and/or service provider remote server. The customer's device may transmit a request for roadside assistance (e.g., towing services), and a current GPS location. In response, a closest, trusted service provider vehicle may be determined, and then directed to the customer's location. For instance, a software application may receive the customer location and compare it with availability information to match the customer with a close and trusted service provider. The customer's device may receive an acknowledgement that help is on the way, and be able to track the current location of the service provider vehicle while en route. Payment for the roadside assistance may be automatically and electronically paid by the insurance provider. As a result, prompt and safe roadside assistance may be provided.

Tow and emergency roadside assistance locating and tracking mobile application

Autonomous vehicle remote disablement

Systems and methods are described for generating transactions based upon rideshare data and updating a distributed ledger. The method may include (1) monitoring a distributed ledger for an indication of an accident, the indication of the accident identifying at least a user and a time period; (2) obtaining rideshare data from the distributed ledger, wherein the rideshare data: identifies one or more rideshare companies for which the user offered driving services during the time period, and identifies a phase of a rideshare trip for each rideshare company of the one or more rideshare companies during the time period; (3) obtaining accident data from one or more sensors; and (4) verifying, based upon the rideshare data and the accident data, a controlling party, wherein the controlling party is one of the user or one of the one or more rideshare companies.

Growing community of inventors

Normal, IL, United States of America

Justin Davis