Fannie Mae

Juoaquina Washington

Mike Smale

Roger Blum

Kelly Kraus

Robert A Wright

Kevin J Tock

Leslie G Beatey

Theodore N Dacy

Robert L Brown

Matthew Q Jackson

Azfar S Abbasi

Arthur A Johnson

A pricing administration and calculation tool comprises user interface logic, pricing administration logic and pricing calculation logic that cooperates with the user interface logic to generate display screens configured to receive user inputs specifying credit guarantee pricing and user inputs specifying terms and conditions for mortgage backed security (MBS) loan commitments. The inputs are specific to individual external user (seller). The credit guarantee price is a fee for guaranteeing to an investor the timely payment of principal and interest from the mortgages underlying a mortgage backed security. The credit guarantee pricing may be specified via the display screens on a seller-by-seller basis, a mortgage product-by-product basis, an issue month-by-issue month, and a coupon-by-coupon basis. A committing tool comprises committing logic that cooperates with the user interface logic to generate display screens configured to receive user inputs from external user (seller) to enter into MBS loan commitments.

Central risk pricing system and method

A communication portal configured to provide information regarding mortgage backed securities that have incoming cash flows backed by the excess servicing fees of the plurality of adjustable rate mortgages is described. The communication portal may be configured to display a user prompt to receive information regarding the excess servicing fees and reports regarding the mortgage backed securities that have incoming cash flows backed by the excess servicing fees of the plurality of adjustable rate mortgages. The communication portal can be accessible online.

Portal tool and method for securitizing excess servicing fees

Growing community of inventors

Washington, DC, United States of America

Juoaquina Washington