State Farm Mutual Automobile Insurance Company

Ecolab Inc.

Jun Wu

John Johnson

Leif Agerholm Roll

Clyde A Bailey

Bruce W Weber

Ronald D Jungmann

Kimberly D Leigh

James M Zell

Gregory B Laughland

James M Zoll

David Vincent Prus

David Lee Menning

Gregory Lee Hayward

Providing a property replacement loan offer to a customer that has lost property in a total loss event where the offer is provided automatically in response to an indication of the total loss event. The invention includes computer-based processes that collect customer-specific data for the customer whose property is involved in the total loss event and using this data to prequalify the customer for the property replacement loan. The processing includes accessing a credit bureau to receive data related to the customer's credit.

Providing loan services in the event of a total loss claim

A computer-based method for automatically providing a loan offer to a customer may include: receiving an indication of a total loss event for the customer's property, collecting prequalification data for the customer from a data source comprising customer-specific data, collecting credit data associated with the customer's credit, determining whether to prequalify the customer for a property replacement loan based at least on (a) the collected prequalification data for the customer and (b) the collected credit data associated with the customer's credit, and in response to a determination to prequalify the customer for a property replacement loan, communicating to the customer an offer for the property replacement loan.

A system for controlling and monitoring operations of a chemical dispense system from a remote location is disclosed. The chemical dispense system includes a formulator for preparing a chemical product using one or more component chemical concentrates. The chemical dispense system also includes an allocator for managing the distribution of formulated chemical products to a point-of-use such that the formulated products are distributed to the point-of-use by a specified plan or sequence. The allocator may also be used to manage the formulation of chemical products such that the chemical products are formulated based on a plan or sequence. The chemical dispense system includes a communications system that enables system operators to control and monitor allocation and/or formulation operations from a remote location. A method for remotely monitoring and controlling operations of the chemical dispense system is also disclosed.

Remote access to chemical dispense system

A method and system for formulating and dispensing a chemical product to a dispense location is disclosed. The chemical product is formulated using one or more chemical concentrates. The chemical concentrates may be stored in concentrate containers and provided to a formulator by associated concentrate pumps. The concentrates are pulled from the containers through a manifold and to the formulator. The formulator discharges the chemical concentrates through a dispense hose having an outlet valve to the dispense location. The dispense location may be a jug or a drum. A flow meter connected between the formulator and the dispense hose. The flow meter monitors the component chemical concentrates flowing through the dispense hose and measures volumetric information associated with each component chemical concentrate. A flow controller analyzes the volumetric information generated by the flow meter and controls the volume of each component chemical concentrate dispensed to the dispense location.

Flow-based chemical dispense system

Growing community of inventors

Vadnais Heights, MN, United States of America

Jun Wu