Meta Platforms, Inc.

Julie Wenyen Jen

Thilak Thenpandyian

Zixi Li

Justin Edgar Berot-Burns

Tianyu Tang

Kaneeka Arora Agarwal

Jasmine Ni Xu

Ming-Li Kathy Koh

Charles Li

An online system receives information about a first transaction including a destination account identifier and a payment amount from a source computing device. The online system sends the source computing device a deep link to a second application. The online system receives a confirmation including a transaction identifier from the second application. The payment was sent to an intermediate payment processor, which records the first transaction in a ledger in association with a source account identifier. The online system receives an instruction to reverse the first transaction. The online system sends an instruction to generate a second transaction to a source account of the source computing device including the transaction identifier and not the source account identifier to the intermediate payment processor. The online system receives a confirmation of the second transaction, where the intermediate payment processor queried the ledger using the transaction identifier to identify the source account.

Secure messaging-based delayed payout mediation with protective countermeasures

Growing community of inventors

San Jose, CA, United States of America

Julie Wenyen Jen