United Services Automobile Association (usaa)

Joshua D Maldonado

Bradly Jay Billman

Maland Keith Mortensen

Wayne Maurice Hartman

Craig Kincaid

Meighan K McNulty

Gunjan Chandraprakash Vijayvergia

Bharat Prasad

Charles Lee Oakes, Iii

Jonathan W Barlow

A system, method and apparatus for detecting the presence of a portable computing device (a smart phone device) in an area of proximity to a vendor to determine relevant pertinent information. A beacon device at a retail location establishes communication with a user's smart phone device which detection is then send to a remotely located server. The remotely located server determines if the detected portable computing device is associated with a predefined category of user. Contingent upon the category of user determination, a determination is made regarding information pertinent to the user. The pertinent information is then caused to be sent to the user's smart phone device.

System, method and apparatus for location based delivery of determined pertinent data

A system and method for analyzing wearable sensor data in reconciliation with calendar entry data. A computer processor is coupled to a user configurable calendar system and a user wearable device. The processor detects one or more user activity events from one or more electronic wearable devices associated with the user and detects one or more user calendar events from a user configurable calendar system. The processor is configured to determine a course of action to be taken by the user based upon the one or more calendar events and the detected one or more user events.

System, method and apparatus for wearable computing

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San Antonio, TX, United States of America

Joshua D Maldonado