Synchrony Bank

Joseph Nelly

Taylor Young

Timothy Christensen

Prakash Kothandapani

Jennifer E Muller

Jake Miller

Seamus Sullivan

Jared King

Shawn Dole

Kaeli Stichler

A method performed by at least one computing device. The method includes receiving a credit request from a self-checkout device before a customer completes an instore checkout process and sending a request for a Uniform Resource Locator ('URL') to one or more authentication computing devices. The authentication computing device(s) send the URL to the mobile device. The method includes sending a credit application to the mobile device after the customer selects the URL, receiving a submission of the credit application from the mobile device, approving credit based on the submission, and forwarding a code to the mobile device. The code indicates that the credit is to be used to complete the instore checkout process when scanned by the scanner.

Method of applying for credit at a self-checkout

Growing community of inventors

Draper, UT, United States of America

Joseph Nelly