Bank of America Corporation

Other

Bank of America Cororation

Joseph Benjamin Castinado

Manu Jacob Kurian

Lee Ann Proud

Ann Ta

Naoll Addisu Merdassa

Charles Russell Kendall

Kevin Graham Robberts

Kathleen Hanko Trombley

Brandon Ingram

William August Stahlhut

Richard Huw Thomas

Therese Humburg Willis

Martha Sain McClellan

Samuel Massa Moiyallah, Jr

Patrick Nicholas Lawrence

John Christopher Checco

Christopher J Smith

Adam Frederick Perrigo

Bonnie L Dolan

Suki Ramasamy

Jisoo Lee

James Gregory Ronca

Brad Romano

Lekha Ananthakrishnan

Akiva D Kates

Sean Michael Gutman

Richard C Clow, Ii

Rob Oddy

Alicia C Jones-McFadden

Michael Ogrinz

Matthew Hsieh

Heather Roseann Dolan

Brandon Matthew Castagna

Stephen A Corrado

Kimberly Turner

Evan Sachs

Phillip Wade Mork

Lee Barry Frantz

Thomas E Durbin

Carl R Frederick

Andrew S Heiman

Ayeesha Sachedina

Kapil Chhibber

Tracey A Mochnal

Paul Benton Murphy

Calvin William Tackett, Jr

Sandeep Kumar Chauhan

Brandon Sloane

Pratap Dande

Victoria Lynn Dravneek

Lalit Dhawan

Vijaya L Vemireddy

Michael Joseph Carroll

Robert Nyeland Huggins

Jeetendra Hukmichand Jain

John Allen Sellers

Susan J Moss

Eric Eugene Sifford

Hope Barus

Jeffery B Schroeder

Catherine Ann Crepps

Philip Mork

Hosam Sonny ElHamahmy

Jason P Blackhurst

Matthew Laine Donlan

Yash Sharma

William J Wied

Dean Lyons Henry

James P Scopis

Michael Wuehler

Akshaya Negi

Matthew Eugene Clark

Chung-Di Chou

Amy Lamb

Kay Griep

Oscar Guzman

Lisa Janette Ebba Weekes

Christopher Thomas Hart

Toni J Moore

Robert Foote

Jack Vaalburg

Joseph William Pellar

Shailesh Lolam

Cyril Prabhu

Jennifer Ann Maggart

David Gregg Kambour

Venkatakrishnan Balasubramanian

Pavan Kumar Neelam

Raveendra Ambulooru

Julio A Vancini

Paulette LaShon Bryant

Kathryn Elizabeth Guthrie

Jeffrey B Schroeder

Jason D Parrish

Jason R Bradshaw

Gregory G Farr

Jo-Anne E Rivet

Systems, computer program products, and methods are described herein for dynamically generating output data in response to input communications using artificial intelligence. Some embodiments are directed to a system that receives a first user communication input by the user to a user device, identifies, within labeled user interaction data and in response to receiving the first user communication, user-specific labeled user interaction data collected during interactions with the user, and trains a large language model using the user-specific labeled user interaction data. The system may transmit, in response to receiving the first user communication, first instructions to the user device to cause the user device to display a first responsive communication to the user.

Systems and methods for dynamically generating output data in response to input communications using artificial intelligence

Embodiments of the invention are directed to systems, methods, and computer program products for onboarding digital content to a platform designed specifically for seamless creation and user-friendly management of non-fungible tokens. The invention allows for users with zero knowledge of decentralized protocols to leverage the benefits of such technologies by providing a system for uploading existing digital content, automating the creation of one or more non-fungible tokens, managing permissioned access to the non-fungible tokens, and facilitating the ownership transfer of the non-fungible tokens.

Distributed platform for integration of existing digital unique resources

Systems, computer program products, and methods are described herein for implementing dynamic network channel switching for secure communication. The present invention is configured to: receive from a first user input device a resource transfer request via a first communication channel, wherein the first user input device is associated with a resource distribution platform; determine that the first communication channel does not meet one or more preset channel requirements for secure communication; receive information regarding one or more user input devices associated with one or more communication channels; determine a second communication channel associated with a second user input device, wherein the second user input device's associated communication channel meets the one or more preset channel requirements; and trigger the second user input device to establish a communication link with the first user input device to form an alternate communication channel with the first user input device.

System for implementing dymanic network channel switching for secure communication

Embodiments of the present invention provide a secure edge device for contactless resource distribution and resource crediting from an automobile. In this way, the edge device may be affixed to or embedded within the side or the mirror of an automobile and be able to communicate with a third party device using near field communication. Upon authentication of a user, the edge device may communicate with the third party to transmit and present data about the resource distribution to the automobile display. The system allows for the user to select the resource distribution via the automobile display and provide a completion of resource distributions.

Secure edge device for contactless vehicle processing

The present invention receives from a first user input device a resource transfer request via a first communication channel; determines that the first communication channel does not meet channel requirements for secure communication; determines whether other the communication channels associated with other input devices meet the channel requirements; determines user input devices whose communication channels does not meet the channel requirements; determines alternate communication channels for the user input devices whose communication channels does not meet the channel requirements using the user input devices whose communication channels meets the channel requirements; determines a second communication channel associated with a second user input device meeting the channel requirements; triggers the second user input device to establish a communication link with the first user input device, wherein the second communication channel and the communication link form an alternate communication channel with the first user input device; and executes the resource transfer request.

System for implementing dynamic network channel switching for secure communication

Embodiments of the present invention provide a system for generating digital rendition of a location to recreate a user interaction in a digital ecosystem. The system is configured for receiving an input associated with a resource interaction from a user, determining a third party entity and a third party entity location associated with the resource interaction, extracting one or more audio files associated with the third party entity and the third party entity location, extracting one or more video files associated with the third party entity and the third party entity location, instantaneously generating a digital rendition of the third party entity location based on the one or more audio files and the one or more video files in a digital ecosystem, and allowing the user to recreate a user interaction associated with the resource interaction in the digital ecosystem.

System and method for generating a digital rendition of a location to recreate a user interaction in a digital ecosystem

A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.

Biometric authentication based on behavioral analysis

Systems, computer program products, and methods are described herein for dynamic communication channel switching based on preconfigured network security protocols. The present invention is configured to receive, from a first user input device, a request to access resources via a first communication channel; determine, using a network device configuration monitoring engine, device configuration parameters associated with the first user input device; determine configuration requirements associated with the first communication channel; determine that the device configuration parameters associated with the first user input device does not meet the configuration requirements associated with the first communication channel; trigger a channel switch engine; determine, using the channel switch engine, that the device configuration parameters associated with the first user input device meets configuration parameters associated with a second communication channel; and authorize the first user input device to access the resources via the second communication channel.

System for dynamic communication channel switching based on preconfigured network security protocols

A computing platform having at least one processor, a memory, and a communication interface may receive, via the communication interface, a transaction request from a participant. The computing platform may identify a user and one or more linked digital wallets associated with the transaction request. The computing platform then may execute an algorithm for comparing the transaction request to predetermined criteria associated with the one or more linked digital wallets. The computing platform may establish, via the communication interface, a first connection with a user computing device and, while the first connection is established, transmit to the user computing device transaction information which, when executed by the user computing device, causes a notification to be displayed on the user computing device.

Cryptocurrency storage distribution

Embodiments of the present invention provide a system for analyzing using artificial intelligence engines depicted in audio visual content. The system is configured for determining that a user has accessed a first audio visual content on an audio visual content providing platform, performing a frame-by-frame analysis to determine one or more resources depicted in the first audio visual content, identifying one or more third party systems associated with the one or more resources, crawling the one or more third party systems associated with the one or more resources, extracting resource information associated with the one or more resources from the one or more third party systems based on crawling the one or more third party systems, and embedding the resource information associated with the one or more resources in the first audio visual content.

Systems, methods, and apparatuses for analyzing, using AI engines, resources depicted in audio visual content

Dynamic security queries are generated based on historical records for purposes of knowledge-based authentication. The dynamic nature of the queries and answers means that once generated, the queries and the answers are exclusively stored in temporary memory (i.e., Random Access Memory (RAM) or the like). As such, the queries and answers are permanently erased from RAM after they have been presented to the user or, at a maximum, are erased from RAM once the computing session is terminated. Moreover, since the queries/answers are determined from dynamic user-specific datasets compiled at the time of authentication, the present invention is able to generate knowledge-based queries that are not capable of identification by other parties from any level of personal record searching.

Generating dynamic security queries for knowledge-based authentication based on historical datasets

Aspects of the disclosure relate to processing systems for performing cross-sectional asset editing. A computing platform may receive permission to perform a first subset of event processing steps. The computing platform may delegate permission to an external event processor to perform a second subset of event processing steps and to an external resource management platform to perform a third subset of event processing steps. The computing platform may generate an element chain corresponding to the account. In response to receiving a request to process an event, the computing platform may add a sub-element to the element chain containing a fixed parameter corresponding to an expected value associated with the event and a variable parameter corresponding to an actual value associated with the event. In response to receiving a request to write the actual value to the element chain, the computing platform may modify the variable parameter of the sub-element accordingly.

Blockchain management platform for performing asset adjustment, cross sectional editing, and bonding

A system includes a memory and a processor coupled to the memory. The processor is configured to receive a first user credential associated with a user and authorize an avatar of the user to enter a virtual environment. The processor receives a second user credential associated with the user and authorizes the first avatar to access a virtual entity in the virtual environment. The processor receives a request from the user to authenticate the virtual entity and, in response, retrieves user data associated with the user and presents it to the user in the virtual environment. The processor receives an indication from the user that the virtual entity is authentic. The processor then receives a request from the user to perform a virtual data interaction with the virtual entity and initiates the requested data interaction.

Authenticating a virtual entity in a virtual environment

Embodiments of the present invention provide a system for facilitating creation, verification, and management of digital resources. The system is configured for receiving a digital content for upload to a distributed register from a user, via a user interface, receiving one or more instructions associated with distribution of the digital content from the user, via the user interface, creating one or more digital resources from the digital content via the user interface based on the one or more instructions received from the user, and storing the one or more digital resources on the distributed register.

System and method for facilitating creation, verification, and management of digital resources

Embodiments of the invention are directed to systems, methods, and computer program products for intelligent verification of digital files via the analysis of metadata and other file characteristics. The system is adaptive, in that it can be adjusted based on the needs or goals of the user utilizing it, or may intelligently and proactively adapt based on the files or data received for processing. The system may be seamlessly embedded within existing applications or programs that the user may already use to interact with one or more entities.

System for image/video authenticity verification

Growing community of inventors

Northglenn, CO, United States of America

Joseph Benjamin Castinado