United Services Automobile Association (usaa)

Jose L Romero, Jr

Andre Rene Buentello

Ashley Raine Philbrick

Gregory David Hansen

Timothy Blair Chalmers

Gregory Brian Meyer

Will Kerns Maney

Mark Anthony Lopez

Michael Jay Szentes

Garrett Rielly Rapport

Stacy Callaway Huggar

Noe Alberto Martinez

Robert Lee Black

Ruthie D Lyle

Samip Dilip Mehra

Matthew Ryan Santacroce

Reynaldo Medina, Iii

Sean Carl Mitchem

Nathan Lee Post

Brian Francisco Shipley

Christopher M Russell

Bryan J Osterkamp

Oscar Roberto Tijerina

Mark Paxman Warnick

Mitzi Ruiz

Paula Ann Whittington

Dustin Bowen Bitter

Nina Cooper

Justin Dax Haslam

Arthur Quentin Smith

Emily Kathleen Krebs

Jennifer Hunt Erickson

Justin R Nash

Cayley Danielle Collum

Nina Schuessler

Bharat Prasad

Yevgeniy Viatcheslavovich Khmelev

Oscar Guerra

Janelle Denice Dziuk

Kelly Q Baker

William Preston Culbertson, Ii

William Daniel Farmer

Thomas Wayne Schwarz, Jr

Jeanie Graciela Lopez

Donald Nathaniel Holloway, Iii

Jerry John Maestas

Ana Maldonado

Priyadarshini Badugu

Brennen Michael Ricks

Galo M Alava

Marta Leigh Argumedo

Michelle Susan Croak

Victor Kwak

Curtis Mark Bell

Sayeef Rahim

Matthew Robert Byrd

Bradley J Billman

Mounica Urity

Desmond Montrell Savage

Bradly Jay Billman

Ryan Thomas Russell

David Patrick Dixon

Brian Tougas

David Joaquin Harris

Jon Daniel McEachron

Elena Marie Carrasco

Gideon B Luck

Subhalakshmi Selvam

Jon D Mceachron

Joshua Thomas Kelly

This disclosure is directed to systems and techniques for identifying one more path solutions in a traffic or pedestrian context that address multiple factors specified by an individual or by groups of individuals. As discussed herein, such pathfinding techniques may take into account multiple constraints or preferences specified by individuals as well as multiple sources of data, including sensor or image data, online data sources, data derived from online or smart home devices, calendar or schedule data tied to the individual and so forth. As discussed herein, the present disclosure is related to performing combinatorial analysis using quantum computing systems to efficiently identify and/or characterize potential paths based on criteria specified by users as well as a variety of accessible and disparate data sources.

Pathfinding using quantum computational analytics

A method and system of providing guidance and information to service representatives by performing real-time emotion recognition of customers. The emotion recognition model evaluates video data and/or audio data of the customer during a communication session in order to determine a most likely emotional state for the customer at a given time. The system then generates content for the service representative based on the emotional state. The content can include identification of the emotional state, a suggested tone for the service representative to employ during the conversation, and recommended solutions to the customer's issue.

Intelligent conversational assistance system

A system includes one or more processors configured to receive one or more sets of LIDAR sensor data corresponding to damage of a property. The system is configured to analyze the one or more sets of LIDAR sensor data and determine a repair recommendation and recommended time period of repair for the associated damage of the property. The system may also detect changes to property condition over time and monitor condition of the property over time via LIDAR sensors and alert the user when property condition decreases and a repair is recommended.

Systems and methods for sensor-based detection of property damage

A system includes an electrical connection system configured to transmit electric power to a plurality of devices associated with a structure and a control system associated with the structure. The control system is configured to receive data indicative of a respective priority associated with the plurality of devices and operate the electrical connection system to control flow of electric power to the plurality of devices based on the data.

Systems and methods for adjusting electric power to devices

The embodiments provide a system and method for filtering out smoke and/or toxic gases/fumes from air in a building. The system integrates various smart devices with an HVAC system along with a controlling software application that can change the state of the smart devices, thereby controlling the types and quantities of air moving through the HVAC system at any time. In particular, the system can adjust the openings of one or more smart registers to control how much air passes in and out of the HVAC system over a given period of time. The system can also adjust the opening of a smart intake vent to control how much fresh (outside) air passes into the system over a given period of time. The system can also adjust the opening of a smart furnace valve that is disposed within the furnace.

Smart air filtration system and method of use

A method may include receiving, via a processor, a request to access data stored in a storage component and determining an identity of a user requesting access to the data based on user device data. The method may also involve monitoring one or more activities performed by the user on the data, determining whether the one or more activities correspond to one or more expected activities for the user accessing the data based on a model, and modifying the one or more access rights of the user to the data in response to determining that the one or more activities do not correspond to the one or more expected activities.

Systems and methods for controlling user access to data via user activity models

Provided is a data protection system that operates to shield private data from detection or communication over a network. In an embodiment, the system includes a shielding device that, when active, provides a shielding output that shields, e.g., obscures, detection of private data by sensors of smart devices. The shielding may be selectively activated such that active sensors of the smart devices may operate or detect environmental events normally during times outside of the shielding. A data protection tool of the system may remove or shield private data generated by a user device, e.g., by modifying captured image data.

Data protection systems and methods

Chip cards that are protected from unauthorized access to information and instructions stored in the chip card's chip by unauthorized persons using illicit devices that emulate chip readers to interrogate the chips in chip cards and obtain or download confidential data stored in the chips. The chip cards are disabled when not ready to be used, such that the chips cannot be accessed by illicit devices, thus protecting the chip card owner and/or issuer from potential losses.

Chip card with on/off mechanisms

A method may include receiving, by a software application that may execute on a mobile device associated with an individual operating a vehicle, operational data associated with operation of the vehicle. The method may also include predicting, by the software application, one or more activities that the individual is expected to perform with respect to operation of the vehicle based at least in part on the operational data, and providing, by the software application via the mobile device, an indication of a recommendation to perform the one or more activities.

Systems and methods for providing real-time feedback based on operational data

A method may include receiving static input data comprising a plurality of heath states for individuals over a period of time with respect to respective locations, receiving event scenario data comprising expected paths for weather events, and generating a quantum health state model based on the static input data and the event scenario data. The quantum health state model may evaluate each health state with respect to the individuals at the respective locations and the weather events in superposition. The method may receive dynamic input data associated with the individuals and a plurality of sensors acquired after the first dataset. The method may determine that an individual of the plurality of individuals is associated with a health data value that is greater than a threshold based on the quantum health state model and the dynamic input data and automatically transmit notifications indicative of the expected location to devices.

Active alert system based on combinatorial analysis of event data and IoT data

The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.

Systems and methods for touchless in-person bank customer service

A smart fastener system includes a smart fastener configured to couple two components of a structure to one another, wherein the smart fastener includes one or more sensors that are configured to monitor one or more parameters. The smart fastener system also includes one or more processors configured to receive signals indicative of the one or more parameters, assess damage to the structure based on the one or more parameters, and provide a notification that indicates the damage to the structure in response to determining a presence of the damage to the structure.

Smart fastener systems and methods

Embodiments are described herein for a teller check that includes enhanced security features. In response to a request from a user, a teller check image is generated using a check template and that includes check information in fields of the check template. The teller check also includes a unique visible pattern or unique visible picture in the image that serves as an enhanced security feature. A captured image or received image of the teller check is able to be verified based on data extracted from the unique visible pattern or unique visible picture.

Virtual teller check system

A micropattern detection-based method and system of performing an authentication of video of a person in order to authorize access to a secured resource is provided. The user provides image data in which they present a secondary computing device with a specially fabricated screen cover. The screen cover includes a plurality of micro-holes that collectively provide a unique micropattern. When the user adjusts a display setting, the micropattern, previously cloaked, becomes apparent as an arrangement of pinpoints of light. The system and method are configured to evaluate the image data to determine whether the micropattern is present. If a micropattern is present, the system determines the image is authentic and can verify an identity of the person. In some cases, the system can further be configured to automatically grant the person access to one or more services for which they are authorized.

Micropattern detection-based video authentication method and system

A non-transitory computer-readable medium has instructions that, when executed by processing circuitry, are configured to cause the processing circuitry to perform operations that include determining net electric power consumption associated with a first consumer, determining that the net electric power consumption associated with the first consumer is below a threshold level, reducing central electric power distributed from a central electric power source to the first consumer to obtain additional central electric power in response to determining that the net electric power consumption associated with the first consumer is below the threshold level, and distributing the additional central electric power to a second consumer in response to reducing the central electric power distributed to the first consumer.

Systems and methods for adjusting electric power distributed to consumers

Growing community of inventors

San Antonio, TX, United States of America

Jose L Romero, Jr