Jpmorgan Chase Bank, N.a.

Jordan Butler

Howard Spector

Scott Hollis Ouellette

Ryan Andrew Schlosser

Winter P Ng

Benjamin Sokol

Systems and methods for managing token-based transactions are disclosed. According to one embodiment, a method for managing token-based transactions may include (1) a token manager server comprising at least one computer processor receiving, from a customer, a request to provide a payment token to a merchant; (2) the token manager server receiving, from the customer, an identification of a first financial instrument and a second financial instrument to associate with the payment token; (3) the token manager server receiving, from the customer, an allocation of a transaction between the first financial instrument and the second financial instrument; (4) the token manager server generating the payment token and associating the payment token with the first financial instrument and the second financial instrument; and (5) the token manager server providing the payment token to the merchant.

Growing community of inventors

New York, NY, United States of America

Jordan Butler