Visa International Service Association

Jonathan Twichell

Shashi Velur

David Henstock

Mohammad Al-Bedaiwi

Nagaveera Venkata Su Tavvala

Nirmal Kumar Baid

Cindy Hong

Sonia Gupta

Kimberly E Bella

Robert B Hedges, Jr

Amit Gupta

Peng Zhao

Clint Florez

Anup Tripathi

Miguel Lunaparra

Clyde Valdez

Swapneel Mahajan

Ibrahim Kusumah Kusnanto

Sushma Rapolu

Mimi Le

A system, method, and computer program product are provided for consent management. A method may include receiving a first data request for user data associated with a user, the user data stored in a user data database; communicating a consent request to the requester system; receiving a consent response from the requester system; storing consent data associated with the consent response for the user data requested in the first data request in an immutable ledger; receiving a consent verification request from the user data database, the consent verification request based on a second data request for the user data from the requester system to the user data database; verifying the consent verification request based on the consent data; and communicating a consent verification response to the user data database, the consent verification response indicating consent from the user to share the user data with the requester system.

System, method, and computer program product for consent management

A method is disclosed and includes receiving a token request message comprising a real credential or a reference to the real credential, a unique value, and action data from a token requestor, and obtaining a token. The method also includes transmitting the token to the token requestor, and providing the unique value and the action data to a data matching computer. The data matching computer stores the unique value and the action data. The data matching computer subsequently receives a message from a data processing computer comprising the unique value, determines that the received unique value matches the stored unique value, and provides the action data to the data processing computer or performs an action with respect to the action data.

Method and system for processing action data

A method comprises receiving, by a server computer, a request message comprising at least a credential from a client device. The server computer can hash the credential to form an altered value. The server computer can then determine whether or not the altered value matches one of the hashed values stored in the database. If the altered value matches a matched hashed value, the server computer can determine a range of a plurality of ranges. The range can be associated with the matched hashed value. The server computer can then determine a data item associated with the range. The server computer can provide the data item to the client device.

Method and system for creating rapid searchable altered data in a database

The claimed system and method allows for an electronic payment system to accept a single card that is both a debit card and a credit card. Further, a user may indicate a default value for the card regarding whether the card should be used as a debit card or a credit card.

Support combination cards for ecommerce

Growing community of inventors

Cedar Park, TX, United States of America

Jonathan Twichell