Allstate Insurance Company

Jonathan Fesenmeyer

John Lower

Ralph Adam Benjamin Tyner

David Robert McNulty

Darius Tallat-Kelpsa

Analini Shetty

Michelle Ann Wagner

Lauren Ugulini

Ralph Adam Tyner

David Robert Mcnulty

Methods, computer-readable media, software, and apparatuses may determine, for a geographic region and based on geolocation data, a plurality of sub-regions, where each sub-region of the plurality of sub-regions may include real properties with a shared profile. The system may associate, with each sub-region, a collection of coordinate pairs, where each coordinate pair comprises a latitude and a longitude, and the collection describes a boundary of a geometric shape corresponding to the sub-region. The system may associate, with the geographic region, geometric shapes corresponding to the plurality of sub-regions. The system may associate, with each geometric shape, a rating factor for the real properties located within the sub-region corresponding to the geometric shape. The system may store the geometric shapes and rating factors, and may generate, based on the rating factor and for the real properties located within the sub-region, an output, and provide the generated output.

Determining geocoded region based rating systems for decisioning outputs

Growing community of inventors

Arlington Heights, IL, United States of America

Jonathan Fesenmeyer