Bank of America Corporation

Jon Robert Wolf

Matthew Edward Williams

Charles R Liu

Dianna Letourneau O'Neill

Bryan Lee Card

Carrie Anne Hanson

Katherine Dintenfass

Laura Corinne Bondesen

Scott R Enscoe

Leo Kopelow

Alexander C Wittkowski

Brett Newman

Marc Lance Warshawsky

Nicole Chen

Yameng Li

Nicholas Sharp

Jill A Hatfield

A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.

System for authentication of a user based on multi-factor passively acquired data

Embodiments of the present invention are directed to systems, methods, and computer program products for a cassette system and device network for secure resource replenishment and distribution among a plurality of computer terminals. A resource replenishment device comprising a tamper-proof, sealable container may securely store and transport one or more resources within the interior of the device. The resource replenishment device may be used for efficiently fulfilling calculated resource deficiency requests at one or more computer terminals, wherein resources may be transferred to the resource replenishment device from a resource reserves station for transport and transfer to a resource-deficient, requesting computer terminal.

Cassette system for secure resource distribution

A system, computer program product, and method for management of resources through an augmented resource facility is provided. In particular, a virtual center owned and operated by an entity may include a user-facing computing system. Said computing system may, through one or more cameras, sensors, and/or displays, provide an augmented or virtual reality experience to the user when the user interacts with the computing system to manage account resources.

System controlled augmented resource facility

Embodiments of the present invention relate to, in general, for technology application restructuring and deployment for home receiver integration. The system is configured to provide a technology application on a home receiver, such as a functionally tethered smart device, to facilitate performing user activities. Typically, the system is configures the user mobile device as a remote control for allowing the user to perform technology activities using the tethered smart device technology application, via the user mobile device. In some embodiments, the system is configured to initiate presentation of a tethered smart device activity interface on a display device of the tethered smart device. In some embodiments, the system is configured to present an auxiliary mobile interface on a display of the user mobile device, wherein the auxiliary mobile interface comprises the predetermined graphical element of the tethered smart device activity interface, for completion of a technology activity.

Technology application restructuring and deployment for home receiver integration

Embodiments of the present invention relate to, in general, mobile device translation into a secure channel identifier for resource management. Typically, a system configured to establish a network activity channel with a networked device is provided. In some embodiments, based on analyzing a trigger signal, the system is configured to identify a network activity initiated by the user. In some embodiments, the system identifies a network activity channel configured for performing the network activity initiated by the user, based on at least determining a channel latency of the network activity channel. The system may then present the network activity channel to the user, configure the network activity channel such that the mobile device associated with the user is a secure channel identifier for performing the network activity; and modify, dynamically, a channel interface associated with the network activity channel based on the identified network activity and the trigger signal.

Mobile cellular device translation into a secure channel identifier for resource management

In certain embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first service based at least in part upon the user. The processor is further operable to present information associated with a second, third and fourth service. Additionally, the processor may receive an update to the information associated with the first service and present, in the first region of the display, the update to the information associated with the first service. Finally, the processor is operable to detect a first touch on the first region of the display indicating a selection of the first service and present details associated with the first service in response to detecting the first touch.

Apparatus and method for management of electronic notices

In some embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first transaction of a plurality of transactions and present, in a second region of the display, a first option, the first option indicating that, when selected, the user has marked the first transaction for further review. The processor is further operable to present, in a third region of the display, a second option and present, in a fourth region of the display, a notification indicating a second transaction of the plurality of transactions. Additionally, the processor is operable to detect a touch on the display indicating the selection of the second transaction and present, in the first region of the display, information associated with the second.

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Charlotte, NC, United States of America

Jon Robert Wolf