Target Brands, Inc.

Cpi Card Group-colorado, Inc.

John P Dwyer

Erin M Borkowski

Dennis Roy Smith

Paul Boge

Stacy Michelle Jensen

Timothy P Clegg

Ted C Halbur

Primoz Samardzija

Anthony V Roberts

David B Smith

Stacy M Jensen

Jessica D Eriksen

Phillip L Clark

Matthew L Birkeland

Card security apparatus and methods are provided. An obstruction layer (e.g., a hot-stamped scratch off foil label) may be provided in at least partially overlapping relation to a data field of a card (e.g., including proprietary information unique to the specific card). The obstruction layer may render all or at least a portion of the card data field unreadable in the presentation position. All or at least a portion of an exposed data field, such e.g., as an activation field, may be disposed on an outer surface of the obstruction layer such that the activation field is readable with the obstruction layer in the presentation position. Displacement of the obstruction layer may render the exposed data field, e.g., activation field, unreadable (e.g., via destruction of all or at least a portion of the obstruction layer) and the data field readable.

Card security activation label and method

A transaction product assembly includes a transaction product and a supporting backer. The transaction product includes an account identifier, a primary article, and a panel. The account identifier links the transaction product to at least one of an account and a record, and the account identifier is machine readable by a point-of-sale terminal. The primary article defines a substantially planar surface. The panel extends across the substantially planar surface to define a pocket between the panel and the substantially planar surface. The supporting backer is formed separately from the transaction product and includes a flap extending into the pocket to at least partially couple the supporting backer to the transaction product. Other products, assemblies, combinations and associated methods are also disclosed.

Transaction product assembly with pocket and supporting backer

A stored-value card includes a housing and a glow article. The housing includes an account identifier adapted to link the stored-value card to a financial account or a financial record. The glow article is enclosed within the housing and is configured to be selectively removed from the housing and manipulated to initiate chemical luminescence of the glow article. Stored-value card assemblies, methods of promoting sales of stored-value cards, methods of using a stored-value card and other embodiments are also disclosed.

Stored-value card with chemical luminescence

Growing community of inventors

Oak Park Heights, MN, United States of America

John P Dwyer