Mastercard International Incorporated

John McGuire

Peter J Groarke

Ahmed Hosny

Anna Libus

Paolo Bortolotto

Olivia Leonard

Systems, methods, devices, and computer readable media for enabling direct electronic payment transfers are disclosed. Identification information of a payer, based on a user selection at a mobile device, is received from a first application installed on the mobile device. A user identification of a payment amount is received via a second application installed on the mobile device. The second application is different from the first application. Biometric data of the user is captured at a biometrics reader of the mobile device, and then compared to authorized biometric data to authenticate the user. Upon successful authentication of the user, a request for the electronic payment transfer from the payer to the user for the payment amount is initiated from the mobile device.

Systems, methods, devices, and computer readable media for enabling direct electronic payment transfers

Methods and systems for processing booking transactions are provided. A server received a transaction request to book an asset for a time period. The transaction request comprises a token identifier assigned to the asset and data identifying the time period. The server then identifies token data associated with the asset based on the token identifier and determines availability of the asset during the time period based on the token data. If the asset is available for the duration of the time period, the server maps the token identifier to an account identifier and sends a request to credit an account identified by the account identifier to a server of an issuer of the account.

System and method of enabling asset leasing on a token enabled payment card network

A purchase platform redirection (PPR) computing device is provided, the PPR computing device configured to receive a checkout request associated with a transaction initiated at an initial purchase platform by an account-holder. The checkout request includes an identifier of the initial purchase platform and an account-holder account identifier of the account-holder's payment account. The PPR computing device is also configured to determine that the initial purchase platform is not a recommended purchase platform, and determine, using at least the account-holder account identifier, whether the recommended purchase platform is available to the account-holder. The PPR computing device is further configured to generate a redirection message including contact information associated with the account-holder for the recommended purchase platform, if the recommended purchase platform is available, and facilitate transmission of the redirection message, further including a link for the account-holder to complete the transaction at the recommended purchase platform, to the account-holder.

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Galway, Ireland

John McGuire