First Data Corporation

Openmarket, Inc.

John Mascavage

Margaret Morgan Weichert

Chun Hsu

Chad Maglaque

Joe Lauer

Robert Hogan

A system, method, and computer program product are provided for managing transaction billing across a plurality of billing sources utilizing an interface. In use, information associated with a transaction is received. Additionally, billing of the transaction is managed utilizing an interface accessible to a plurality of billing sources. Further, a billing response is returned, based on the management of the billing of the transaction.

System, method, and computer program for managing transaction billing across a plurality of billing sources utilizing an interface to configure advice-of-charge

A network arrangement is provided for processing credit transactions. A financial network is used to route communications securely between interfaces with the financial network. Merchant systems are coupled with the interfaces, with each merchant system transmitting requests for authorization of credit transactions through the financial network. An issuer system authorizes credit transactions in response to receipt of requests that specify at least a credit account to be used to support a particular credit transaction and a transaction amount for the particular credit transaction. A guarantor system separate from the issuer system determines whether to guarantee credit transactions in response to the requests and transmits responses indicating whether specific credit transactions are to be guaranteed through the financial network to the merchant systems.

Methods and systems for providing guaranteed merchant transactions

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Bellevue, WA, United States of America

John Mascavage