Wells Fargo Bank, N.a.

Other

John Maher

Karen Lynne Moore

Brian Paul McMahon

Yon Wing Lee

Andrew J Diggdon

Alicia Y Moore

Michael R Thomas

Systems, methods, and computer-readable storage media for arranging a user interface based on account activity of a user are described herein. A method includes providing a user with access to online banking via a user device, providing a user interface on the user device including a plurality of display areas, and rearranging positions of the plurality of display areas of the user interface based on the user selecting an auto-arrange option. Selection of the auto-arrange option causes at least one of the plurality of display areas on the user interface to be arranged in a new position based on account activity of the user.

Financial management system and method with customizable user interface

A computer-implemented data processing system includes a data storage device and a processor and program logic stored in memory and executable by the processor. The program logic may include account management logic coupled to the data storage device and configured to manage accounts respectively associated with a plurality of users, the account management logic including account processing logic configured to process transactions for the accounts and store account data related to the accounts in the data storage device. The program logic may further include interface logic coupled to the account management logic and the data storage device, the interface logic configured to connect the data processing system to computing systems associated with the plurality of users by way of the Internet, the interface logic providing the plurality of users with web access to an on-line banking area of a website of a financial institution.

A computer-implemented data processing system includes a data storage system, and a processor and program logic stored in memory and executable by the processor. The program logic includes logic configured to manage accounts respectively associated with a plurality of users, process transactions for the accounts and store account data related to the accounts in the data storage device, access the account data stored in the storage device and determine projected retirement spending amounts for a user based on account data associated with the user, determine a projected required savings amount based on the projected retirement spending amounts, and establish a connection with one of the users and provide the user with a user interface, the user interface including retirement planning data, the retirement planning data including an indication of the user's progress in accumulating the projected required savings amount.

Financial management system and method with retirement planning

A computer-implemented data processing system includes a data storage device and a processor and program logic stored in memory and executable by the processor. The program logic may include account management logic coupled to the data storage device to manage accounts respectively associated with a plurality of users, and interface logic coupled to the account management logic and the data storage device to connect the data processing system to computing systems associated with the plurality of users by way of the Internet, the interface logic providing the users with web access to an on-line banking area of a website of a financial institution, the interface logic further configured to establish a connection with one of the users and provide the user with a user interface. The user interface may be customizable based on inputs received from the user to provide selected ones of display modules.

Financial management system and method with debt management

A computer-implemented data processing system includes a data storage system; and a processor and program logic stored in memory and executable by the processor, the program logic including account management logic coupled to the data storage system and configured to manage accounts respectively associated with a plurality of users, the account management logic including account processing logic configured to process transactions for the accounts and store account data related to the accounts in the data storage device; and budget logic coupled to the account management logic and configured to provide budget data including budget cash flow amounts for a user for cash withdrawals, the cash withdrawals executed via automated teller machines (ATMs). The budget logic enables the user to access and modify the budget data including the budget spending amounts via the ATMs.

Budget management system and method

A transfer system for moving work pieces held in workpiece grippers along a first, horizontal axis between a plurality of spaced apart workstations, the transfer system including a press having a ram moveable along a second, vertical axis and a bolster aligned with and positioned below the ram. The workpiece grippers are mechanically connected to a transfer rail which extends along the first, longitudinal axis, the transfer rail being supported for movement along the second, vertical axis between a raised and lowered position and along a third, horizontal axis, normal to the first, longitudinal axis, between a forward position and a retracted position. The improvement of the present invention comprises biasing means for urging the transfer rail toward its raised and forward position and movement means connected to the ram for exerting a force on the transfer rail to overcome the biasing means and urge the transfer rail toward its lowered and retracted position.

Transfer system

A system for transferring workpieces through a series of linearly aligned, equally spaced work stations where a predetermined sequence of operations are performed thereon. The workpieces are transferred along an X axis by a plurality of workpiece gripping finger operators mounted on a transfer rail at equally spaced locations thereon corresponding to the spacing of the work stations. The transfer rail is reciprocated along the X axis for a distance equal to the spacing between adjacent work stations. Independently supported actuator units are provided which have a lateral arm to support the transfer rail and to impart up and down and back and forth movement to it. The means for moving the workpiece in all three axes are individually controllable and may be coordinated with operation of, for example, a transfer press.

System for transferring workpieces through a series of work stations

A dual axis actuator consisting of two fluid cylinders having the fluid inputs to the cylinders connected in parallel to a source of pressurized fluid, resulting in an automatic sequencing of cylinder rod drives. The cylinder rod encountering the least resistance to motion extends first until it reaches a stop, followed by the extension of the second cylinder rod. In the preferred embodiment of the invention, the source of fluid input to the two fluid cylinders is derived from the fluid port of a third fluid cylinder having its cylinder rod driven by an external power source. By utilizing two port fluid cylinders, the dual axis actuator can be adapted to provide a sequence of drives for powering workpiece transferring units in a multiple workstation transfer press. Such a system provides an automatic sequencing of translations for engaging and lifting workpieces for movement to a subsequent work station, followed by lowering and retracting from workpieces to allow the next stroke of the press.

Synchronized dual axis actuator

A system for transferring workpieces through a series of linearly aligned, equally spaced work stations where a predetermined sequence of operations are performed thereon. The workpieces are transferred along an X axis by a plurality of workpiece gripping finger operators mounted on a transfer rail at equally spaced locations thereon corresponding to the spacing of the work stations. The transfer rail is reciprocated along the X axis for a distance equal to the spacing between adjacent work stations. Independently supported actuator units are provided which have a lateral arm to support the transfer rail and to impart up and down and back and forth movement to it. The mechanism for moving the workpiece in all three axes are individually controllable and may be coordinated with operation of, for example, a transfer press.

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Fairfax, CA, United States of America

John Maher