Jpmorgan Chase Bank, N.a.

John L Oliver, Iii

Howard Spector

James Perry White, Iii

Eric Han Kai Chang

Nicholas Morgan Fisher

Noor Shadid

Syed Rizwan Ali

Marc Dilodovico

Sudheer K Vankadara

Robert Crooks

Gabriella M Tolotta

Priyanka Malkoti

Ankita Mehta

A K M Nazmus Sakib

Edward Zlatsen

Howard Abramowitz

Dipak K Mukhopadhyay

Vandana S Dubay

Neela Mukherjee

Method and systems for securely and accurately authenticating a payment card by using biometric information associated with an authorized user is provided. The method may be implemented by providing a payment card that includes a processor; a display area coupled to the processor and configured to hide account information when the payment card has not been authenticated and to display the account information for a predetermined time interval when the payment card is authenticated; a sensor coupled to the processor and configured to capture biometric information of a user; and a communication interface coupled to the processor and configured to facilitate wireless communication with a mobile smart phone.

Method and system for payment card authentication

Systems and methods for automatically enabling and disabling a purchase card based on predetermined preferences set by a cardholder are provided. The systems and methods enable users to set preferences in advance, and then automatically determine whether to accept or decline a transaction based on the preset preferences. The systems and methods may also implement a learning algorithm to develop preferences based on historical cardholder behavior.

Automated purchase card disable system and method

Growing community of inventors

Smyrna, DE, United States of America

John L Oliver, Iii