Portable Comfort Corporation, LLC

Capital One Financial Corporation

John Henneberger

Michael Scelzi

Colleen C Lubking

Frederick Joel Mason, Jr

Brian Donohue

George W Paslaski, Jr

Sharada Muthusubramanian

A temperature voting system which receives votes indicating the temperature preferences of a plurality of occupants within a given HVAC zone, and adjusts a set-point temperature of a corresponding HVAC system accordingly. The votes may be received via a mobile device, an employee workstation, or from one or more biomedical devices. Each occupant may manually enter and submit a vote for their preferred set-point temperature, or a software application may be configured to automatically cast a vote for the corresponding occupant according to user-configurable preferences or current metabolic state. The received votes may be weighted according to a status of the voter, and aggregated to determine an appropriate set-point temperature. In some embodiments, near-field communication devices, GPS location technology, or other technology may be used to automatically detect the presence of an occupant within a HVAC zone and cast the occupant's vote for a corresponding HVAC zone.

Temperature control voting system

A system and method to provide financial products throughout the life of a customer. The present invention determines the life status of a customer. The life status is determined by analyzing the customer information from a variety of sources. This information is filtered or inputted into an algorithmic model to identify appropriate financial products to offer to the customer. In addition, the customer's creditworthiness is used to determine or optimize the financial product offered to the customer.

Method and system for offering financial products based on a customer's determined life status

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Glen Allen, VA, United States of America

John Henneberger