Jpmorgan Chase Bank, N.a.

John D Rouse

Raymond P Delaney, Jr

Jeffrey Hague

Methods, systems and computer program products for confidence-based user authentication are provided.

Confidence-based authentication

Embodiments of the presently disclosed invention provide a method and system for providing self-protecting code. In particular, embodiments provide security modules that may be embedded in a plurality of apps installed on one or more devices. In one embodiment, a central app security system is provided that facilitates the deployment and management of the formation of apps embedded with the security module. With the help of the embedded security modules, the plurality of apps, which may be referred hereinafter as a 'secured formation' of apps, perform automated and dynamic scans of other apps within the same formation to ensure the integrity of each app is maintained. Each app in the secured formation may also detect viruses, malware, spyware, and other malicious software contained in the secured formation and perform curative operations in response. In this manner, the apps in any given secured formation collectively ensure that sensitive user information is protected.

System and method for self-protecting code

A programmed computer assigns an authentication requirement rating to an activity and an authentication capability rating to each of one or more authentication methods. The programmed computer receives a request from a user to perform the activity and a first authentication sample result based on a first authentication attempt performed by the user using a first authentication method. The programmed computer determines a current authentication rating for the user based on the authentication capability rating of the first authentication method and the first authentication sample result. The programmed computer then determines whether to allow the user to perform the requested activity based on a comparison of the authentication requirement rating associated with the activity requested by the user and the current authentication rating determined for the user. The programmed computer provides a final authentication result.

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Westerville, OH, United States of America

John D Rouse