Microbilt Corporation

Post Medical

National Bancard Corporation

Lcd Direct, Ltd. Co.

John C Evans

Parameswaran B Nair

Kumar S Choudhuri

James F Price

James T Stills

Edward G Kligfeld

Paul W Noblett, Jr

Murray A Morton

Mark Brady

Holly B Krahe

Thomas J Liney

Laura J Turner

James H Hamilton

Gregory A Philmon

Peter R Cavicchi

Timothy W Depew

Diane T Vogt

Shelley K Friedman

James L Hanna

William H Thead

Victor V Goulding

David R Thead

Diane T Voght

A method and an apparatus for disabling and disposing of a single-use hypodermic syringe from re-use by severing the syringe barrel above the syringe needle and collecting the severed portion of the barrel, including the syringe needle directly in an associated, puncture-resistant receiving receptacle. The apparatus includes a severing means having an opening for receiving at least that end of the syringe having a needle attached thereto and a syringe stop for delimiting the passage of the syringe into the opening and stabilizing the syringe in the opening as the syringe barrel is severed from the syringe above the syringe needle, and a collection receptacle having an open end adapted for receiving the severing means and for collecting the severed portion of the syringe barrel including the syringe needle directly therein. The severing means includes a severing mechanism for severing the syringe barrel from the syringe above the syringe needle and an actuating mechanism for actuating the severing mechanism to sever the barrel of the syringe above the needle. The method for disabling and disposing of a syringe needle from a single-use hypodermic syringe using this apparatus includes the steps of inserting the syringe into the syringe receiving opening until the syringe barrel hub abuts the syringe stop, rotating the actuating mechanism to sever the syringe barrel from the syringe above the syringe needle, and collecting the severed portion of the syringe barrel, including the needle attached thereto in the collection receptacle.

Method and apparatus for disabling and disposing of a single-use

Point-of-sale terminal

A low cost, compact embossed card reader for reading embossed characters on credit or debit cards and for integration into a combined magnetic character/magnetic stripe terminal. A low-profile housing forms a card path and provides a surface for mounting a removable read head. The housing includes an integrated card guide for guiding the embossed characters along a linear path adjacent the read head. The read head includes a plurality of pins mounted orthogonally to the card, and aligned so as to scan each of the embossed characters in parallel paths as the card moves relative to the read head. The pins move upwardly as they encounter an embossed character and open a normally closed switch formed by a printed circuit board and a plurality of leaf spring fingers. Improved data acquisition and decode methods for sampling the embossed character data and decoding the data to form an account number. The data acquisition method samples the embossed characters at a predetermined rate. The transitions in the data from any of the pins are detected and the raw data is stored. The raw data is filtered or debounced and remaining invalid states are deleted. The remaining data states are used to decode the characters on the card. A first valid state determines whether a second data window is a valid second expected value state. If an expected second value state does not follow a first value state, the method attempts to decode the character backward from its trailing edge.

Embossed card reader

A data card terminal, such as a credit card transaction terminal, is disclosed. The terminal includes a transaction terminal comprising an embossed character reader and magnetic stripe reader, with a separate signature capture printer. The transaction terminal is operative for detecting the physical presence of a data card during a card transaction. The embossed character reader employs a tactile imager and pattern recognition for detecting the embossed characters on the data card. A signature capturing printer prints a paper receipt, which is signed by a cardholder at a signature capturing window on the printer. A signature capturing system digitizes and compresses signals corresponding to the signature of the card holder. Transaction data including compressed signature signals and signals indicative of the presence of the card are transmitted to the host computer system of a transaction processor, who guarantees the transaction as chargeback-protected under certain circumstances. Also disclosed are methods for operation of the terminal, and methods for operation of transaction processor systems responsive to signals from the terminal, such as providing chargeback protected transactions and providing electronic and off-line transaction authorizations.

Signature capturing printer and data card terminal

Real time decoding methods and apparatus for a card transaction terminal used for reading a magnetic stripe on a data card. The method is implemented in a microcomputer employed in the terminal. The data decode method for the microcomputer decodes data in real time as it is read from the magnetic stripe on the card and obviates random access memory external to the microcomputer. A memory is provided in the terminal large enough to store data characters corresponding to at least one predetermined data field on the card generated during a swipe of the card but insufficient to store all of the self clocking signals generated during the swipe. A sentinel character in the self clocking signals is first decoded. Then, a data character associated with the at least one predetermined data field is decoded in response to a predetermined number of self clocking signals generated subsequent to the sentinel character. Finally, the decoded data character is stored in the memory.

Real time decoding for card transaction terminal

A method of obtaining and providing card identifying information from a data card presented in connection with a financial transaction, the data card having a magnetic stripe and an embossed region containing identifying information, the method being carried out in a data card terminal. The data card terminal is operative for gathering credit card or check information required for customer transactions at a point of sale. The method comprises providing a transaction risk parameter selectively indicative of a first or second level of transaction security to be provided for the data card terminal. In response to the transaction risk parameter indicating the first level of security, verified card identifying information is provided if either the first data record region or the second data region contains valid card identifying information. In response to the transaction risk parameter indicating the second level of security, a second level security check is performed. During the second level security check the first data record region is compared with the second data record region to determine if the data contained in the two regions match. If the first and second data regions match, verified card identifying information is provided. The data regions may comprise magnetic stripe data or embossed characters on the data card.

Card validation method using multiple cord data regions

A signature capture pad (or signature capture/PIN pad) operative for gathering signature data associated with customer transactions includes a digitizer, microprocessor, and a plurality of serial ports, and may be connected to a point-of-sale (POS) terminal, such as an electronic cash register. The signature capture pad provides compressed or uncompressed signature signals in response to commands received from the POS terminal. Uncompressed signature data may be used to provide a facsimile signature on a display or printer at the POS terminal, whereby the signature may be approved by the operator. A signature capture cycle is terminated upon receipt of a command from the POS terminal, or upon the expiration of an optional timer. The maximum size of the compressed signature data is selectable by the POS terminal. Compressed signature data exceeding the prescribed size may be post-processed at a lower resolution. The signature capture pad includes a plurality of serial communications ports that allow the signature capture pad to be connected in series between POS terminal and a peripheral device. The terminal is operative to intercept and respond to serial data, or to reroute serial data between any of the serial ports. The terminal is especially suitable for use in a system wherein chargeback protection is to be afforded to certain transactions in the event that signature signals are combined with other transaction information and forwarded electronically to a transaction processor or guarantor.

Signature capture pad for point of sale system

A multi-reader terminal including a magnetic stripe reader, an embossed character reader, and a magnetic ink character recognition (MICR) check reader, in an integrated stand-alone unit. The terminal is operative for gathering credit card or check information required for customer transactions at the point of sale. The terminal provides a single card passageway for receiving a credit card having a magnetic stripe and embossed characters. The magnetic stripe reader and embossed character reader read the credit card as it travels in the passageway. The embossed character reader may be selectively retracted from the card passageway. The terminal includes a plurality of serial communications ports that allow the terminal to be connected in series between a host computer and an electronic cash register. The serial ports allow connection of a signature capture pad, a personal identification number (PIN) pad, and other serial devices. The terminal is operative to intercept and respond to serial data, or to reroute serial data between any of the serial ports. The terminal is especially suitable for use in a system wherein chargeback protection is to be afforded to certain transactions in the event that information from the embossing, magnetic stripe, or MICR reader are combined with other transaction information and forwarded electronically to a transaction processor or guarantor.

Multi-reader transaction terminal

Systems and methods for operating a data card terminal, such as a credit card transaction terminal, for providing chargeback protection services for the benefit of merchants are disclosed. The terminal includes a transaction terminal comprising an embossed character reader and magnetic stripe reader, with a separate signature capture printer. The transaction terminal is operative for detecting the physical presence of a data card during a card transaction. The embossed character reader employs a tactile imager and pattern recognition for detecting the embossed characters on the data card. A signature capturing printer prints a paper receipt, which is signed by a cardholder at a signature capturing window on the printer. A signature capturing system digitizes and compresses signals corresponding to the signature of the card holder. Transaction data including compressed signature signals and signals indicative of the presence of the card are transmitted to the host computer system of a transaction processor, who guarantees the transaction as chargeback-protected under certain circumstances. Also disclosed are methods for providing electronic and off-line transaction authorizations.

Systems and methods for operating data card terminals for transaction

Multireader transaction terminal

Data card terminal with embossed character reader and signature capture

A low cost, easily manufacturable, and easy to use card transaction terminal for reading a magnetic stripe on a data card. A two piece case snaps securely together without screws or other fasteners. The case includes printed circuit board supports for receiving and temporarily supporting a single, double sided circuit board. The circuit board includes minimized circuit components, including a microcomputer with integral program read-only memory. An improved data read head sub-assembly facilitates assembly and provides for precise positioning of data read head and substantially parallel biasing of the read head against the magnetic stripe of a data card. Keying features ensure that the read head subassembly is mounted in the proper orientation. An integral strain relief mechanism formed in the two piece case provides strain relief for power cord without additional hardware. An improved data decode method for the microcomputer decodes data in real time as it is read from the magnetic stripe on the card and obviates random access memory external to the microcomputer. An adaptive method is provided for initially configuring and thereafter operating the card transaction terminal, by affixing a predetermined string of additional access characters to a host telephone number in the event that a first attempt to contact a host computer system fails.

Card transaction terminal

Embossed character reader for data card terminal

Self configuring data card terminal

A low cost, compact embossed card reader for reading embossed characters on credit or debit cards and for integration into a combined embossed character/magnetic stripe terminal. A low-profile housing forms a card path and provides a surface for mounting a removable read head. The housing includes an integrated card guide for guiding the embossed characters along a linear path adjacent the read head. The read head includes a plurality of pins mounted orthogonally to the card, and aligned so as to scan each of the embossed characters in parallel paths as the card moves relative to the read head. The pins move upwardly as they encounter an embossed character and open a normally closed switch formed by a printed circuit board and a plurality of leaf spring fingers. Improved data acquisition and decode methods for sampling the embossed character data and decoding the data to form an account number. The data acquisition method samples the embossed characters at a predetermined rate. The transitions in the data from any of the pins are detected and the raw data is stored. The raw data is filtered or debounced and remaining invalid states are deleted. The remaining data states are used to decode the characters on the card. A first valid state determines whether a second data window is a valid second expected value state. If an expected second value state does not follow a first value state, the method attempts to decode the character backward from its trailing edge.

Growing community of inventors

Atlanta, GA, United States of America

John C Evans