Ezshield, Inc.

John C Browning

Ken Illingworth

Brian D Briggs

Michael Robinson

Pradip Sitaram

A method for a consumer or business to protect against loss associated with specified forms of check fraud. Upon purchasing checks, a consumer or business can subscribe to a check fraud protection program, for an additional fee. A consumer or business may purchase Check Fraud Protection for an additional fee independent of purchasing checks. The subscription will enable the consumer or business to obtain reimbursement from the service provider for the consumer's losses due to specified causes. The consumer or business reciprocally assigns any right of recovery from the consumer's or business's bank or financial institution to the service provider, which can then seek reimbursement from the bank, or financial institution and institute proceedings against the fraud perpetrator. Protection may be obtained for forged signatures, forged endorsements and altered check. A symbol to indicate such protection is also disclosed.

System and method for providing recovery for victims of check fraud

A method includes creating an electronic record of an asset, and automatically associating a predefined data structure with an electronic record of the asset that controls organization and display of user provided metadata describing the asset. The method may also include receiving the metadata describing the asset from a remote computer, populating the predefined data structure with the metadata describing the asset, and generating a graphical user interface corresponding to the electronic record of the asset with active tabs that provide a visual representation of the predefined data structure associated to the electronic record of the asset. The active tabs are respectively associated with predefined displays including the data fields provided by the predefined data structure, enabling a user to navigate through different displays corresponding to the data fields provided in the predefined data structure associated with the asset to view the metadata describing the asset.

Online safety deposit box

A method for a consumer to protect against loss associated with specified forms of check fraud. Upon purchasing checks, a consumer can subscribe to a check fraud protection program, for an additional fee. The subscription will enable the consumer to obtain reimbursement from the check printer for the consumer's losses due to specified causes. The consumer reciprocally assigns any right of recovery from the consumer's bank or financial institution to the check printer, which can then seek reimbursement from the bank, or financial institution and institute proceedings against the fraud perpetrator. Protection may be obtained for forged signatures, forged endorsements and altered check. A symbol to indicate such protection is also disclosed.

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Fallston, MD, United States of America

John C Browning