Paypal, Inc.

Joel P Yarbrough

Hyunju Lee

Gokul G Narayana Pillai

Francisco Vittorio Octavio Joachin D Barretto

Richard Mercille

William RaDue Clarke

George Michael Kurtyka

Priyadarshini Rajendran

Valerie Chun

Sebastien Taveau

Curtis Ares Sakamoto

Westley Martin Stringfellow

A wearable device, e.g., a smart watch, may be connected to a communication device, such as a mobile smart phone, via Bluetooth or other Near Field Communication (NFC). In particular, the wearable device may have a touch screen that may serve as an extended display and/or user input device of the communication device. For example, a user may receive payment related notifications on the wearable device. The user also may operate the wearable device to make and/or receive payments, view transaction history, view and/or accept offers from nearby merchants, view and/or check in to nearby stores and etc. Further, the wearable device also may allow the user to make payment transactions in extreme environments not suitable for the communication device, such as under water.

Facilitating payments using wearable devices

There is provided systems and method for generating sale transaction from voice data input by a user. A user device may receive voice data including a preference for purchasing an item. The user device may convert the voice data to the preferences and perform a search for a sales transaction corresponding to the preferences. The search may include parameters about the user, such as a location. The sales transaction may include purchase prices, times, locations, or other relevant data. A user may accept or decline the sales transaction with additional user data. If the user accepts the sales transaction, the sales transaction may be completed with a payment provider and a transaction history given to the user for later redemption of the item. If the user declines the sales transaction, further sale transactions with additional items may be present to the user.

Generating sale transactions from voice data input by a user

A service provider provides one or more 'best' total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In one embodiment, the 'best' total value is the lowest price available to the user. The user may make a purchase using a suggestion or a revised suggestion.

Smart wallet

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Oakland, CA, United States of America

Joel P Yarbrough