American Express Travel Related Services Company, Inc.

Joanna Colegate

Jonathan Ward Lupton

James H Marsden

Charlie Craven

Christopher Adrian Kong

A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.

Authenticating based on a device identifier

Authenticating based on a hardware identifier

Multi-factor mobile user authentication

A system and method are disclosed herein leveraging financial networks standards with mobile device data and SIM card chip knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.

System and method for multi-factor mobile user authentication

Growing community of inventors

Bognor Regis, United Kingdom

Joanna Colegate