Privasys, Inc.

Other

Joan M Ziegler

Eric Foo

Charles McGuire

Lawrence Routhenstein

Ziv Alon

Mark Poidomani

Jacob Y Wong

Roy Lee Anderson

Method for broadcasting a magnetic stripe data packet from an electronic card by measuring a swipe speed of the electronic card past a magnetic reader head during a swipe of the electronic card past the magnetic reader head and then adjusting a broadcast signal containing the magnetic stripe data packet according to the measured swipe speed so that the magnetic stripe data packet in the broadcast signal is read by the magnetic reader head during said swipe. The swipe speed is measured by a speed sensor. The electronic card can contain a false swipe detection means so that the capacitive sensor changes from a sleep mode to an active mode after a wake up sensor is activated during the swipe and the swipe speed is measured by the capacitive sensor while it is in the active mode before the broadcast signal is broadcast during the swipe.

Method for broadcasting a magnetic stripe data packet from an electronic smart card

Method for broadcasting a magnetic stripe data packet from an electronic card by measuring a swipe speed of the electronic card past a magnetic reader head during a swipe of the electronic card past the magnetic reader head and then adjusting a broadcast signal containing the magnetic stripe data packet according to the measured swipe speed so that the magnetic stripe data packet in the broadcast signal is read by the magnetic reader head during said swipe.

An electronic transaction device with a microprocessor generates digital signals that are converted into at least two tracks of analog signal wave form and two waveform signals are driven on two analog tracks such that the two waveform signals cancel each other out and a simulated magnetic field is generated along a target area located on the transaction device that can contain a transaction specific data packet readable by a magnetic stripe read head.

Method for conducting a transaction between a magnetic stripe reader and an electronic card

An electronic card is assembled from top and bottom graphic layers, top and bottom thermal sensitive adhesion tapes and an inlay assembly laminated together. The inlay assembly is made of a sub-assembly of a PCB base with one or more electronic components mounted to it, thermal sensitive adhesion tape and a stiffening substrate, all laminated together, while a battery insert and possible additional inserts made of PVC are mounted in openings in the sub-assembly around electronic components such as the battery. The stiffening substrate has a thermal coefficient substantially the same as that of the PCB base. The card need not contain any solder connections and is ISO 7810 compliant. Lamination is performed at a warm, not hot, temperature that does not damage the battery or melt any components together.

Laminated electronic card assembly

A method for communicating with a magnetic stripe reader which has a magnetic read head by activating the electronic apparatus from an off state to a reduced power mode, then detecting the magnetic stripe reader, then activating the electronic apparatus from the reduced power mode to a full power mode after detection of the magnetic read head, and then broadcasting a signal that contains a transaction specific data packet that is read by the magnetic read head. The signal is broadcast without using a static magnetic stripe and it is a time varying and spatial varying magnetic field that is interpreted by the magnetic read head as originating from a standard magnetic stripe. A monitoring system can be used to identify what type of point-of-transaction terminal is being used to read the electronic apparatus and choose a timing of the magnetic stripe broadcaster to accommodate it.

Electronic cards and methods for making same

An apparatus and process for conducting a transaction with an electronic card that dynamically generates transaction specific data determines whether the transaction is being conducted with a smart card reader or with a magnetic stripe reader. A smart card reader mode is activated if the transaction is being conducted with a smart card reader; a magnetic stripe reader mode is activated if the transaction is being conducted with a magnetic stripe reader. The electronic card is activated from a reduced power mode to a full power mode after either the smart card reader mode or the magnetic stripe reader mode is activated and the dynamic field of data is not generated until the full power mode is activated.

Conducting a transaction with an electronic card

An electronic card that, once activated, can drive a set of user data from a first secure microprocessor through a signal line to a second processor, process the set of user data in the second processor to generate a series of digital transaction signals, drive the series of digital transaction signals into a RC specialty circuit, convert the series of digital transaction signals into two distinct analog waveform signals, and drive the two distinct analog waveform signals along at least two tracks such that the first analog signal and the second analog signal cancel each other magnetically so that the resulting magnetic flux at a target broadcast area replicates the magnetic field created in a magnetic stripe.

Electronic card

A method for communicating with a magnetic stripe reader in which an electronic apparatus is activated from an off state to a reduced power mode, a magnetic stripe reader is detected, then the apparatus is activated from the reduced power mode to a full power mode and it broadcasts a signal that contains a transaction specific data packet that is read by the magnetic read head. The signal is a time varying and spatial varying magnetic field that is interpreted by the magnetic read head as originating from a standard magnetic stripe and it is generated by a magnetic stripe broadcaster comprised of a track 1 flex encoder that transmits data that is read by a track 1 read head of the magnetic read head and a track 2 magnetic flex encoder that transmits data that is read by a track 2 read head of the magnetic read head.

An electronic card includes a digital processor, an electrochemical battery and a communications port. The processor and battery are essentially coplanar, and are sandwiched between and enclosed by two flexible covers, preferably made from an insulating plastic material, and preferably fitted to the components that they enclose. The communications port can include, for example, a Smart Card contact port, a stripe emulator, an RF port, and IR port, etc. The battery may comprise a rechargeable battery. In an exemplary embodiment, at least the processor is carried by a flexible printed circuit (PC) board. In other exemplary embodiments, switches and/or indicators are also carried by the PC.board. A method for manufacturing an electronic card having at least two components is also disclosed.

Electronic card and methods for making same

An electronic card includes a digital processor, an electrochemical battery and a communications port. The processor and battery are essentially coplanar, and are sandwiched between and enclosed by two flexible covers, preferably made from an insulating plastic material, and preferably fitted to the components that they enclose. The communications port can include, for example, a Smart Card contact port, a stripe emulator, an RF port, and IR port, etc. The battery may comprise a rechargeable battery. In an exemplary embodiment, at least the processor is carried by a flexible printed circuit (PC) board. In other exemplary embodiments, switches and/or indicators are also carried by the PC board. A method for manufacturing an electronic card having at least two components is also disclosed.

A method for implementing an anonymous payment card transaction, in either a face-to-face transaction or a MOTO transaction, in which the user is allowed to select an option for anonymous delivery of goods. The option is conveyed to a money source by means of a customization parameter. The customization parameter is used to customize generation of a user one-time payment card number, to customize a user identifier or as a customization variable that is included in a user transaction data packet which includes the user one-time payment card number and the user identifier. A delivery agent can be used to deliver the purchased goods to a delivery location that is not known by the merchant by use of a tracking identifier provided by the money source to the merchant and the delivery agent. After the purchased goods are delivered by the merchant to the delivery agent, they can be delivered to a destination location and held for pick-up, they can be delivered to a second delivery agent, or they can be delivered to a delivery address provided to the delivery agent. A person receiving the goods can prove entitlement to such goods by presentation of a delivery code or a dummy one-time payment card number that can also serve as proof of receipt and by used to trigger a charge for the goods once they have been received.

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Tiberon, CA, United States of America

Joan M Ziegler