Paypal, Inc.

Ebay, Incorporated

Visa International Service Association

Future Wei Technologies, Inc.

Jiri Medlen

Cheng Tian

Michael Charles Todasco

Braden Christopher Ericson

Gautam Madaan

Titus Woo

Timothy Resudek

Anush Vishwanath

Neelakantan Sundaresan

Jatin Chhugani

Mihir Naware

Jonathan Su

Cheri Nola Leonard

Cameron Winter McClees

Han-Sheong Lai

Ramkumar Jambunathan

Emese Bari

David Flemate

Ping Shi

Akshay Sanjeevaiah Krishnaiah

Van So Chau

Provided is a computer-implemented method for real-time automatic authorization of a payment transaction that is independent of an authorization input from a consumer. The method may include receiving first data associated with a consumer, generating a payment transaction classification model based on the first data associated with the consumer, receiving second data associated with the consumer, determining whether to process a payment transaction in real-time between the consumer and a merchant independent of an authorization input received from the consumer using the payment transaction classification model and the second data associated with the consumer, and processing a payment transaction between the consumer and the merchant based on determining to process the payment transaction in real-time between the consumer and the merchant.

System, method, and computer program product for real-time automatic authorization of a payment transaction

There are provided systems and methods for load balancing for map application route selection and output. A user may utilize a device application to map or route between two or more endpoints, such as geo-locations entered or detected by the device. During calculation of a travel route between the endpoints, real-time data, user preferences, and requesting entities may provide criteria data that may cause determination of a particular travel route, where the travel route may be longer than a most efficient route but within a pre-defined variable time or distance allotment and match the criteria data. Use of the route may accrue a form of compensation for the user. The user may view an application interface displaying the route, which may further include one or more executable processes to cause recalculation of the route. Recalculation of the route may require the user to provide credits or compensation.

Load balancing for map application route selection and output

A computer system associates one or more haptic feedbacks with one or more user activities. The computer system monitors current user activity on a computing device to determine whether the current user activity corresponds to at least one of the one or more user activities. In response to determining that the current user activity corresponds to a first user activity of the one or more user activities, the computer system causes a first haptic feedback of the one or more haptic feedbacks to be provided on the computing device, wherein the first haptic feedback is associated with the first user activity.

Providing haptic feedback on a screen

Systems and methods for automatic generation of new listings are provided. In example embodiments, time data is received that corresponds to a destination geolocation. An indication of a purchase of an item associated with the destination geolocation is received. A return time from the destination geolocation is determined based on the time data. A new listing is automatically generated for selling the item at a time determined from the return time.

Regional item recommendations

There are provided systems and methods for a predictive engine for online distribution of sensitive transaction processing information. A first user may utilize a communication device to perform transaction processing, which may cause generation of a transaction history, such as a receipt, that documents the transaction. The first user may utilize a service that may post or distribute the transaction history for other users to view, including a second user. In order to preserve the first user's privacy, the service provider may perform predictive analysis of whether the transaction history should be distributed, for example, by hiding the transaction history from the second user if the first user owes the second user money. In further embodiments, the transaction history may be distributed to the second user that would not normally receive the transaction history if it would be of interest to the second user.

Predictive engine for online distribution of sensitive transaction processing information

A virtual assistant device is configured to perform operations that include receiving a user request of a user to use a service provided by a service provider, and based on an identifier associated with the service provider, determining a set of authentication credential types that the service provider accepts for authentication. The operations also include determining, based on sensor information collected from one or more hardware sensors, whether one or more other people besides the user are within a proximity to the device. Further, the operations include based on a calculated risk security level, selecting a first authentication credential type from the set of authentication credential types and selecting a first communication mode from a set of communication modes.

Authenticating with a service provider using a virtual assistant device

A system and method of intelligently recommending items based on social media communications are provided. A communication with an audio portion in a first format is intercepted from a first service. An intent to transact is then detected within the communication at least in part based on analyzed sound in the audio portion. A recommendation engine can then be used to identify one or search results based on the intent to transact within the communication. Then a reply communication can be posted to the first service in the first format, with the reply communication including the one or more identified items.

Medium, system, and method of intelligently recommending based on social media

A terminal device is configured to perform a method for identifying a target device in a local area network (LAN) comprising a plurality of potential target devices. The method includes communicating in an omni-directional format to obtain discovered devices within the area, communicating in a narrow beam format in a direction of the target device; identifying a first list of a first plurality of devices including the target device; eliminating a device from the first list of devices to create a second list of devices; calculating a distance between the terminal device and each device in the second list of devices; determining a precise distance between the terminal device and the target device using a precise distance measurement method; determine which device of the second list of devices has a distance that compares favorably to the precisely determined distance; and identifying the device ID.

Method and apparatus for identifying a target device

Systems and methods for regional item recommendations are provided. In example embodiments, an indication of a destination geolocation from a user device of a user is received. Destination data corresponding to the destination geolocation is retrieved. A destination characteristic from the destination data is extracted. The destination characteristic indicates an affinity for apparel associated with the destination geolocation. A candidate apparel item is determined based on the extracted destination characteristic. An item listing corresponding to the candidate apparel item is identified. The item listing is presented on a user interface of the user device.

Regional item reccomendations

A system and method of intelligently recommending items based on social media communications are provided. A communication in a first format is intercepted from a first service. An intent to transact is then detected within the communication. A recommendation engine can then be used to identify one or more items available at an ecommerce service, the one or more items related to the intent to transact within the communication. Then a reply communication can be posted to the first service in the first format, with the reply communication including the one or more identified items.

Growing community of inventors

Fullerton, CA, United States of America

Jiri Medlen