Jpmorgan Chase Bank, N.a.

Jim J Manelis

Ramanujam Chari

Vinay R Thykkutathil

Eric D Henley

Christine Cox

William Frederick Mann, Iii

Sonia Zacheo

Christopher Preuster

Exemplary embodiments may provide an online automobile purchasing experience for a customer. The experience may be provided by, or associated with, a financial institution. The automobile buying experience may be accessible to both customers of the financial institution as well as non-customers. Customers of the financial institution may receive added benefits during and after the experience. Non-customers may have the opportunity to become a customer of the financial institution as part of the experience.

Systems and methods for online automobile purchasing

A system is provided for facilitating acquisition of credit products by a customer from a financial institution. At least one computer memory stores customer data and instructions and at least one computer processor accesses the computer memory and executing the stored instructions for performing multiple steps. Steps include receiving over a network, from the customer, a universal application for pre-approval for a suite of credit products and processing the universal application by determining customer eligibility for the credit products. The steps further include selecting available credit products from the suite of credit products based on the customer eligibility and aggregating the available credit products on a user interface and displaying the user interface over a network accessible to a customer computing system, wherein the aggregated available credit products are displayed in a selectable format. The steps additionally include updating the stored customer data and the universal application periodically and updating the available credit products displayed on the user interface based an evaluation of the updated universal application. The steps further include triggering product acquisition upon receiving a selection from the customer an available product through the user interface.

System, device, and method displaying first and second screens on display screen of a computing system or device

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Phoenix, AZ, United States of America

Jim J Manelis