Visa International Service Association

Jiayun He

John F Sheets

Kim R Wagner

Sunpreet Singh Arora

Lacey Best-Rowden

Sunit Lohtia

Saloni Vijaykumar Mahajan

Dennis Franklin Olson

Jorge Andre Torres Perez Palacios

Binoy Parag Parikh

Amy Dawson

Sowmya Vuddaraju

Andres Jimenez

Sneha Sri Tadepalli

Elianna Starr

Amisha Sisodiya

Provided is a computer-implemented method for authenticating a customer during payment transactions based on biometric identification parameters of the customer that includes receiving image data associated with an image template for identification of a customer, receiving image data associated with an image of a biometric identification parameter of the customer during a payment transaction between the customer and a merchant, establishing a short-range communication connection with a user device associated with the customer during the payment transaction between the customer and the merchant, authenticating an identity of the customer for the payment transaction via the short-range communication connection, determining an account identifier of an account of the customer based on authenticating the identity of the customer for the payment transaction, and processing the payment transaction using the account identifier of the account of the customer. A system and computer program product are also disclosed.

Authentication based on biometric identification parameter of an individual for payment transaction

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San Francisco, CA, United States of America

Jiayun He