American Express Travel Related Services Company, Inc.

Jessica Zoob

Fred Alan Bishop

David Armes

Lydia C Breck

Glen Salow

Elliott Glazer

Dirk B White

Sohail M Hussain

David E Johnstone

Anant Nambiar

Jeff S Fehlhaber

Elliot Glazer

Gabriella P Fitzgerald

Margaret C Mitchell

Christina Chow

Katie Cunningham

Jan Nunney Belt

Martin Wittwer

William Schwarz

Trey Neeman

Leah M Sweet

Charles Petruccelli

Julia Scharankov

The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.

Consolidated payment account system and method

The present invention provides a system and method for facilitating a transaction using a secondary transaction number that is associated with a cardholder's primary account. The cardholder provides the secondary transaction number, often with limited-use conditions associated therewith, to a merchant to facilitate a more secure and confident transaction.

System for facilitating a transaction

Systems, methods and computer program products enabling customers to communicate requests to travel experts located in a cities around the globe. A particular customer's request is received by one or more experts located in a city to which the consumer has expressed interest in travelling. The one or more experts respond to the customer request by providing the customer information or offering to help the customer with travel arrangements. Because the experts are located in travel destinations the experts have special knowledge regarding travel inquiries related to the city to which the customer wishes to travel. Communication between the customers and experts may be facilitated, coordinated and monitored through the use of a destination expert server in communication with the customers and experts via the Internet.

Systems, methods and computer program products for receiving and responding to customer requests for travel related information

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New York, NY, United States of America

Jessica Zoob