Bank of America Corporation

Jennifer Sanctis

Taylor Farris

Trish Gillis

Vishwas Korde

Jesse James Godley

Brian Meyers

Veronica Andrea Cadavid

Mary Bangs

Napangsiri Wanpen

Srinivas Chavali

A method for pre-authenticating a user into a secure session on an entity application running on a second computing device leveraging a first computing device of the user as an authenticator may be provided. The method may include generating at the first computing device a dynamic QR code in response to receipt of a request to generate the dynamic QR code and further capturing, by the second computing device, the dynamic QR code from the first computing device. The method may further include storing, but not parsing, the dynamic QR code at the second computing device. Wherein at a time of a retrieval of the dynamic QR code from the second computing device, the method may include parsing the dynamic QR code and accessing a short URL that may either redirect the web browser to an authentication webpage thereby authenticating the secure session, or a denial webpage.

Two-factor authentication integrating dynamic QR codes

Provided herein is a system for improved access by a user of mobile computing device to a plurality of remotely stored programs. The system may include a mobile computing device. The system may also include a mobile application. The mobile application may be installed on the mobile computing device. The system may also include a remote server. The server may house the remotely stored programs and shared application data associated with the programs. The data may optionally be stored on a separate content provider component. The mobile application may be configured to display one or more links to access each of the programs. Upon selecting the link(s), the mobile application may access dynamic content of the remote server on the mobile computing device. The mobile application may be configured to display the shared application data via an application-like interface.

Combined mobile applications

A method for authenticating a user into a session on an entity application running on a computing device is provided. The method may include using a mobile device of the user as an authenticator. The method may include capturing by the mobile device, a dynamic quick response ('QR') code displayed on the computing device. The method may include transmitting the dynamic QR code, pre-authorized user credentials and a facial image of the user captured within a pre-determined time to a central server for authentication. The transmitting may be for verifying the user of the computing device being the user of the mobile device. In response to the verifying, via the central server, the dynamic QR code, the pre-authorized user credentials and the facial image, authenticating the user into the session on the entity application on the computing device.

Systems and Method are provided for transferring authentication from an extended reality ('XR') device. The systems and method may include the XR device comprising a sensor, and a computing device in electronic communication with the sensor. The sensor may collect biometric information from a user. The computing device may assign a first authentication level based on the biometric information. The user may be prompted to sign or virtually sign a document. The sensor may record a video recording of the user signing the document. The computing device may create a digital file from the video recording and a token indicating the first authentication level and the biometric information. The computing device may embed the token into the digital file. The digital file with the embedded token may be transferred to a second party.

Transferring authentication from an extended reality ('XR') device

Systems described herein may autogenerate dynamic passwords for cryptocurrency conversion apps that require a password. Protected services provided by a cryptocurrency conversion app may allow access based on the dynamic password. The system described herein may provide authentication rails that link to other apps that require passwords. The described systems may use those special cryptocurrency conversion authentication rails to provide authentication to other apps. The system may include an API for interacting the other apps authenticating users to access protected cryptocurrency conversion services provided by those other apps.

Cryptocurrency exchange platform

Systems and methods for transferring data via a finger tracking smart device from a first user interface ('UI') to a second UI is provided. The data transferred may be documentation data, including signatures and corrections. The finger tracking smart device may include one or more smart lenses. Methods may include triggering a tracking of the movement of the user's fingers on the first UI and further tracking a start point and an end point of the movement of the user's fingers based on detection of deliberate movements and gestures. Methods may further include capturing a segment of data within the start point of movement and the end point of movement and storing the segment of data in memory on the finger tracking smart device. Methods may further include updating the second UI based on an instruction in a data packet transmitted to the second UI, by inputting the segment of data at a point of movement of the user's fingers on the second UI.

Finger tracking to write on or correct mistakes on physical documents

A system that dynamically adjusts an operation of software running on a first mobile device is provided. The system may include an application. The system may include an authentication module configured to authorize a user's login credentials, capture a biometric characteristic of the user, and authenticate the captured biometric characteristic based on a comparison to a stored biometric characteristic. The system may also include a tracking module configured to track a location of each of the plurality of mobile devices and based on the location, determine a number of mobile devices within a pre-determined range to the first mobile device. The system may include a throttling module configured to adjust the operation of the application based on the number of mobile devices, the adjusting including at least one of operating the application in read-only mode, partial-access mode and full-access mode and re-adjusting when a change in location is detected.

Auto-adjust application operation leveraging location of connected devices

Apparatus and methods are provided for providing and simulating authentication within a metaverse. A user may request to be authenticated by a computer program. The program may authenticate the user. The program may create a time-limited avatar overlay for the user to utilize within the metaverse. The time-limited avatar overlay may be transmitted to the user. The user may use the avatar overlay within the metaverse to authenticate the user. The user may authenticate through any appropriate method, including by providing a copy of a real identification card to the program. In an embodiment, the avatar overlay may be a digital representation of the identification card or a digital token.

Growing community of inventors

Charlotte, NC, United States of America

Jennifer Sanctis