The Western Union Company

First Data Corporation

Jennifer R Cameron

Larry A Martinez

Stacy Michelle Jensen

Adam L Bowden

Brett S Narlinger

Angelita I Aquino

Payment devices and methods for forming payment devices are provided. A payment device may include a front cover, a back cover, and at least one insert, and at least one payment mechanism. The at least one insert may be disposed or situated between the front cover and the back cover, and the front cover, back cover, and the at least one insert may be hinged together along a respective common edge. The at least one payment mechanism may be integrated into one or more of the front cover, the back cover, or the at least one insert.

Payment device photo album

A presentation instrument package is constructed of a carrier having a package identifier. The package defines an enclosure into which is held a presentation instrument having a human readable presentation instrument identifier such that the human readable information is hidden from view.

Presentation instrument package arrangement

In one embodiment, the invention provides a method for activating a presentation instrument using a computerized network. The method utilizes a presentation instrument package that comprises a greeting card and a presentation instrument. A package identifier on the greeting card is read and transmitted to a host computer system to indicate that the presentation instrument has been purchased. After being purchased, the package identifier may be detached from the greeting card and the presentation instrument may be removed from the greeting card. To activate the presentation instrument, an access code and a presentation instrument identifier obtained from the presentation instrument may be provided to the host computer system. Furthermore, the recipient may select a personal identifier to associate with the presentation instrument. The personal identifier may be transmitted to the host computer system for storage.

Growing community of inventors

Denver, CO, United States of America

Jennifer R Cameron