Equifax Inc.

Jeffrey Q Ouyang

Vickey Chang

Wei Zhang

Trevis J Litherland

Xinyu Min

Rupesh Patel

Certain aspects involve updating data structures to indicate relationships between attribute trends and response variables used for training automated modeling systems. For example, a data structure stores data for training an automated modeling algorithm. The training data includes attribute values for multiple entities over a time period. A computing system generates, for each entity, at least one trend attribute that is a function of a respective time series of attribute values. The computing system modifies the data structure to include the generated trend attributes and updates the training data to include trend attribute values for the trend attributes. The computing system trains the automated modeling algorithm with the trend attribute values from the data structure. In some aspects, trend attributes are generated by applying a frequency transform to a time series of attribute values and selecting, as trend attributes, some of the coefficients generated by the frequency transform.

Updating attribute data structures to indicate trends in attribute data provided to automated modeling systems

An automated model development tool can be used for automatically developing a model (e.g., an analytical model). The automated model development tool can perform various automated operations for automatically developing the model including, for example, performing automated operations on variables in a data set that can be used to develop the model. The automated operations can include automatically analyzing the predictor variables. The automated operations can also include automatically binning (e.g., combining) data associated with the predictor variables to provide monotonicity between the predictor variables and one or more output variables. The automated operations can further include automatically reducing the number of predictor variables in the data set and using the reduced number of predictor variables to develop the analytical model. The model developed using the automated model development tool can be used to identify relationships between predictor variables and one or more output variables in various machine learning applications.

Automated model development process

Attribute data structures can be updated to indicate joint relationships among attributes and predictive outputs in training data that can be used for training automated modeling system. A data structure that stores training data for training an automated modeling algorithm can be accessed. The training data can include first data for a first attribute and second data for a second attribute. The data structure can be modified to include a derived attribute that indicates a joint relationship among the first attribute, the second attribute, and a predictive output variable. The automated modeling algorithm can be trained with the first attribute, the second attribute, and the derived attribute.

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Atlanta, GA, United States of America

Jeffrey Q Ouyang