Diebold Self-service Systems Division of Diebold, Inc.

Diebold, Inc.

Diebold Nixdorf, Incorporated

Diebold Self-service Systems, Incorporated

Diebold Self-service Systems a Division of Diebold, Incorporated

Diebold, Incoporated

Jeffery Enright

Natarajan Ramachandran

Dale H Blackson

H Thomas Graef

James Block

Songtao Ma

Randall W Jenkins

Mark A Douglass

David N Lewis

Edward L Laskowski

Willis Miller

Matthew R Zaugg

William Daniel Beskitt

Jeffrey M Eastman

Klaus Steinbach

Sean T Haney

Sathish M Irudayam

Roy Hathaway

Mike P Ryan

Matthew V Force

Franklin M Theriault

David Schultz

R Matthew Dunlap

Bill Lavelle

Colin Fitzpatrick

Michael Russell

Christopher J Knouff

Tim Crews

Jay Paul Drummond

Robert Novitskey

Kenneth Varn

Michael Mott

John Kortis

Chris DiVita

Doug Williams

Evan F Goldring

Kevin F Martin

Brad L Stephenson

Tom Kehner

David A Crane

Jacqueline Grimm

James Pettitt

Jeffrey R Thomas

Mike Jones

Dane Davisson

Caren R Blackson, Legal Representative

Carole Laskowski, Legal Representative

Mike R Ryan

Timothy Crews

Kenneth Turocy

Thomas S Mason

Michael Scanlon

Ken Varn

Jeff Thomas

Mark D Smith

Damon J Blackford

Steven Shepley

Eric Klein

Charles H Somers, Jr

Gregory S Ray

Wayne Wellbaum

Dean Stewart

Cynthia S Daugherty

Larry Harmon

Paul D Magee

Zachary Utz

Kevin H Newton

Jeff A Brannan

Jim Booth

Mark A Douglas

Dale Chapman

Dave Barker

David Vidmar

John E Derimiggio

Mike Dowling

Ramachandran Natarajan

John E Dermiggio

Chris Knouff

Mike Russell

Theresa Ipson

Frank Natoli

LuAnn Ucker

Leroy Shirah, Jr

Greg Ray

Jim Block

A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

Automated teller machine with an encrypting card reader and an encrypting pin pad

A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.

Banking system controlled responsive to data bearing records and user input of a phone received security code

In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.

Detecting unauthorized card skimmers

A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.

Banking machine controlled responsive to data read from data bearing records

A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.

Automated banking machine that outputs interference signals to jam reading ability of unauthorized card reader devices

An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.

Banking system operated responsive to data bearing records

In an example embodiment, there is disclosed an apparatus comprising a lock box having an input device, circuitry, and a lock for holding a key to gain access to an area. The apparatus further comprises an alarm system for protecting the area and a proximity reader coupled with the alarm system, the proximity reader is located within the area. The circuitry is operable to determine if an input received by the input device is for an authorized user. The lock box is operable to provide access to the key in response to the circuitry determining that the input received by the input device is for an authorized user. The proximity reader is operable to receive data from a wireless token. The alarm system is operable to deactivate for at least a portion of the area responsive to the proximity reader receiving the data from the wireless token.

Automated banking machine system and monitoring

A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.

Automated banking machine operated responsive to data bearing records with improved resistance to fraud

A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is associated with the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.

A banking system comprises automated banking machines which include a card reader, check imaging device, and cash dispenser. Each system machine can cash a code-correlated check in exchange for receiving both the check and the code assigned to the check, without requiring any user identifying input through the machine's user input devices as a condition for cashing the check. The system allows a potential recipient of a personal check to call in a given code to a system computer, which can verify whether the check is backed by funds reserved for the check amount and whether the check can be anonymously cashed. From the call the system computer can obtain the mobile phone's GPS location to determine the system machine nearest to the phone. When informing the phone user that a check is as good as cash, the system computer can also provide directions to that nearest system machine.

Determining an automated banking machine for check cashing

Growing community of inventors

Akron, OH, United States of America

Jeffery Enright