Bank of America Corporation

Jeff Lojko

Siten Sanghvi

Naga Vamsi Krishna Akkapeddi

Monika Kapur

Linda Haddad

Prabhat Ranjan

Kamesh R Gottumukkala

Steven Nathan Greene

Various aspects of the disclosure relate to distributed ledger computing systems and customizing tokens for securing and facilitating transactions recorded in the distributed ledger. A token customization module may be used to build customized controls into a token for use in a blockchain system. The token customization module may personalize or otherwise customize rules based on requirements of a user's particular use of the distributed ledger system. The customized rules may be used to trigger alerting behavior, prevent and/or automate particular transactions, provide geofencing and/or regional restrictions for transactions of a specified type, among others. Once built, the rules may be incorporated into the tokens and immutably memorialized in the distributed ledger. The customized tokens may be associated with or incorporate a smart contract to layer additional functionality.

Customized token rules generation system

Aspects of the disclosure relate to notification, and assistance systems that may utilize sensor-based authentication techniques. A computing platform may receive user information corresponding to a first user. The user information may be authentication information from a sensor and/or a first communication device associated with the user. Based on the received user information, the computing platform may authenticate an identity of the first user and determine a location of the first user. Then, based on authenticating the identity and determining the location, the sensor may retrieve data corresponding to the first user and transmit the data to a second communication device.

Sensor-based authentication, notification, and assistance systems

Growing community of inventors

Miami, FL, United States of America

Jeff Lojko