Motorola Corporation

Other

Jeff LaVell

Walter L Davis

Victoria A Leonardo

Barry W Herold

Jose Gutman

A portable secure financial messaging unit ( ) includes a receiver ( ) and a selective call decoder ( ). The selective call decoder ( ) has a memory ( ) that includes a single unique selective call address corresponding with a predetermined financial transaction type. An address correlator ( ) operates to determine substantial coincidence between the single unique selective call address and a received selective call address corresponding with the predetermined financial transaction type. In response to a coincidence, a main processor ( ) and a financial transaction processor ( ) process-received information to effect a financial transaction corresponding with the predetermined financial transaction type.

Single account portable wireless financial messaging unit

A secure messaging system (,) generates a secure financial transaction message. A wireless selective call signaling system controller (,) receives the secure financial transaction message as a selective call message request including a destination identifier. A selective call message processor (,) encapsulates the secure financial transaction message in a selective call message that includes a selective call address corresponding with the destination identifier. A selective call transmission service (,) conveys the selective call message to a financial messaging unit (,) that receives the selective call message, and in response to correlating the selective call address with a selective call address corresponding with the financial messaging unit (,), recovers the secure financial transaction message to effect a financial transaction.

Secure messaging system overlay for a selective call signaling system

A portable 2-way secure financial messaging unit (,) includes a receiver (,), a selective call decoder (,), a financial transaction processor (,), a main processor (,), and a transmitter (,). A received secure financial transaction message is decoded by the selective call decoder (,) and either passed directly to a financial transaction processor (,) in the secure financial messaging unit or to a smart card to prevent unauthorized access to information contained in the secure financial transaction message. The portable 2-way secure financial messaging unit (,) may originate as well as receive financial transactions.

Portable 2-way wireless financial messaging unit

A secure messaging system including a secure messaging system controller (1100) and a first financial messaging unit (906). A user initiates a financial transaction by providing a transaction authentication code to the secure messaging system controller (1100). In response to the first financial messaging unit (906) receiving a secure financial transaction message containing a value, a user inputs the corresponding transaction authentication code that releases and disburses at least a portion of the value to the first financial messaging unit (906) for effecting a financial transaction.

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Mesa, AZ, United States of America

Jeff LaVell