Paypal, Inc.

Jeff Harrell

Shilpa Dhar

Cody Evol

Cristina Escutia

Desmond Chan

Omer Malik

Melanie Kriese

Stephen Westhafer

John Malhinha

An engagement by a user with respect to an interactive component is detected. The interactive component is embedded in a first display area of an electronic device. The first display area displays a plurality of fields of an online merchant checkout page. A second display area is launched in response to the detected engagement of the interactive component. The second display area contains information with respect to a payment provider. User input is received via the second display area. The user input contains information regarding an account that the user has with the payment provider. The user is authenticated based on the user input. User account information pertaining to the payment provider is accessed. At least a portion of the user account information is tokenized. At least one of the fields of the online merchant checkout page is automatically populated with the tokenized portion of the user account information.

Automatic population of data for checkout interface

In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.

System and method for simplified checkout

Automatic population of data on an internet web page via a browser plugin

There is provided systems and methods for passwordless authentication through use of device tokens or web browser cookies. A user may enter into a checkout process with a merchant for a transaction requiring electronic transaction processing with a service provider. The checkout process may be performed prior to or without the user having previously established an account with the service provider for electronic transaction processing. The user may therefore provide user information, such as a name and financial information, and an account for the user may be established. To establish the account, the user is not required to enter a password, and the password is automatically set by the service provider. The service provider may then establish a token on the user's device during transaction processing that later authenticates the device for use of the account during future transaction processing when the token is received.

Passwordless authentication through use of device tokens or web browser cookies

In various embodiments, a system and method for providing simplified checkout with payment float are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. A determination is made that the identifier corresponds to a payment account of the user at the payment provider system. A determination is made to provide a float option to float payment for the user in a payment transaction involving a merchant system. A user interface providing the float option is presented to the user. If the user selects the float option, payment is floated to the user and the user agrees to pay back the floated payment within a predetermined time period.

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San Jose, CA, United States of America

Jeff Harrell