United Services Automobile Association (usaa)

Uipco, LLC

Jeff Easley

Maland Keith Mortensen

Gunjan Chandraprakash Vijayvergia

Mark Paxman Warnick

Heather Hernandez

Marc William Hildebrand

A computer-based system and method for managing multivariant transactions having non-linear components is provided. A database of users includes user profiles with information corresponding to the respective user. The system also includes or maintains a database of transactions between or among users, the transactions including proposed transactions and completed transactions. Software is provided enabling the pairing of at least one non-linear non-financial variable with at least one transaction between or among users, the non-linear non-financial variable received from one of the users involved in the transaction. Where the transactions are specific performance transactions, they can be weighted differently with respect to each other based on type or based on at least one of either the performer or the recipient of the specific performance transaction. Optionally, user profiles include a trustworthiness score generated based on an aggregation of the user's specific performance transactions with other users.

Systems and methods for creating, processing, managing, and tracking multivariant transactions

A system, method, and computer-usable medium are disclosed for the remote deposit of funds into a financial account from a point of purchase (POP) terminal. Funds are received from an account holder for remote deposit. Checks are scanned and a check image transaction is originated by the POP terminal to deposit the funds value of one or more checks into one or more financial accounts associated with the account holder. Cash funds are received and a debit transaction is originated to transfer the funds value of the cash from an account of a financial institution associated with the POP terminal into a financial account associated with the account holder. The POP terminal receives acknowledgment from the account holder's financial institution of the receipt of the deposits. The account holder is then provided the acknowledgement.

Systems and methods for remote deposit service

Growing community of inventors

San Antonio, TX, United States of America

Jeff Easley