Bank of America Corporation

Jay Varma

Manu Jacob Kurian

Sorin N Cismas

Paul Roscoe

Balaji Subramanian

Vibhuti Damania

Nathan Allen Eaton, Jr

Himabindu Keesara

Gilbert M Gatchalian

Apparatus and methods for an erasable reusable check are provided. The method may include receiving in a card reader a microchip embedded in a check. The method may also include extracting from the microchip data identifying a payor name, a payor address, a bank account number of a payor bank account a routing number of the payor bank account, and pixelated data. The method may further include transforming the pixelated data into written text and creating an Image Replacement Document ('IRD') of the check. The IRD may include the payor name, the payor address, the bank account number, the routing number, and the written text.

Erasable reusable check

An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.

Smart integrated cyclic data transport

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Irving, TX, United States of America

Jay Varma