The Toronto-dominion Bank

Jane Holtslander

Michael Doyle

Seonaid Marlaine Eggett

Tonja Selena Launen

Anna Anatolievna Sakoun

Paul Thomas McGhee

Mansi Rastogi

Chantale Oliveira

Alla Chichkina

Mary Ann Duarte

Kristopher Okera Gibbs

Ellen Rebecca Heise

Alan Tam

Andrew David Clark

Tina Patel

Michael David Mewhort

Chun Yu Zhang

Marina Izvekova

Steven Anthony Ghose

Paul Thomas Mcghee

A method of generating recommendations for a collective profile, the collective profile being linked to a first profile and a second profile. The method may include authenticating a login request from an end user device in association with the collective profile based on credentials associated with the first profile, identifying a query from among a plurality of queries and transmit the query to the end user device, receiving a response to the query, determining that the response is not inconsistent with one or more earlier responses received in association with the second profile and, in response, refining at least one attribute or goal in the collective profile based on the response to generate and store a refined collective profile, and determining whether the refined collective profile results in a new recommendation and, if so, outputting the new recommendation.

System and method for generating a recommendation

Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.

Systems and methods for creating multi-applicant account

Growing community of inventors

Toronto, Canada

Jane Holtslander