Bank of America Corporation

James William Stark, Iii

Kerry Michelle Cantley

Eric Dryer

Geoffrey Reed Williams

Jeffrey R Goertz

Shiva-Sanjay Bhakta

Mike Stoll

Tim Gauvin

Krishna Kota

Melvin Gregory Nixon

Douglas P Elliott

Kenneth Lee Jaramillo

James Alan Kramer, Jr

Systems, method, apparatuses, and software are described for automatically detecting defects in financial transactions, automatically determining resolutions to the defects based on historical defect patterns, an interacting with customers to provide information and/or receive instructions regarding defects and how they should be resolved.

Actionable exception alerts

Bank float is assigned using a dual source bank float system by first determining which of a plurality of checks will be processed via a paper route and which will be processed via an image route. For the checks that will be processed via the paper route, a set of rules will be determined. For the checks that will be processed via the image route, a different set of rules will be determined. A bank float is applied to the paper checks using the paper set of rules and bank float is assigned to the image checks using the image set of rules.

Dual source bank float

Growing community of inventors

Schenectady, NY, United States of America

James William Stark, Iii