Wells Fargo Bank, N.a.

James R Seeley

Chad Allen Yarbrough

Robin A Leavitt

Christine E Skatchke

James E Price

Kanwaljit Khurana

Claes Dahlstrand

Ralph H Groce, Iii

Robert Charles Wilson, Jr

Ami Warren Lyman

Caroline S Cote

Jack W Zaney

Joy Sebrina Berry

Carrie Cote

Various examples are directed to systems and methods for detecting fraud. A financial institution system may receive, from a transaction device, a transaction authorization request describing a transaction to be drawn on an account of a user. The financial institution system may also receive, from the user computing device, environmental data describing an environment of the user and determine that the environmental data indicates an anomalous condition. Based at least in part on the determining, the financial institution system may decline the transaction.

Fraud prevention tool

A system includes at least one hardware processor and a memory storing instructions which, when executed, cause the hardware processor to perform operations including identifying a notification trigger configured by a user of a target computing device, the notification trigger including at least one trigger condition and notification content, the trigger condition references a value from a trigger data source and includes a condition based on the value, the notification content includes content provided by the user, receiving the value from the trigger data source, determining, based on the value, that the at least one trigger condition is satisfied, and presenting the notification content to the user on a target computing device associated with the user, the notification content is presented in a target content venue configured to present third-party advertisements to the user.

Notification system and method

A system includes at least one hardware processor and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations including identifying a component of tracked conduct, the component of tracked conduct including a first conduct trigger condition and a reward, the first conduct trigger condition is associated with conduct of a user related to retirement, receiving conduct data associated with the first conduct trigger condition from a first data source, determining, using the conduct data, that the first conduct trigger condition is satisfied, and causing the reward to be provided to the user.

System and method for monitoring retirement conduct

Various examples are directed to payment cards with budget displays including systems and methods for using the same. A payment card may comprise a display and a control circuit. The control circuit may display, at the display of the payment card, a first display state indicating a first unused portion of a budget amount for a current budget period. The control circuit may access first budget status data generated in response to a transaction made with the payment card and modify the display to display a second display state indicating a second unused portion of the budget amount for the current budget period, wherein the second unused portion is based at least in part on the transaction.

Payment card with budget display

Growing community of inventors

Charlotte, NC, United States of America

James R Seeley