Diebold, Inc.

Dicbold, Incorporated

Die{grave Over (b)}old, Incorporated

James R Church

Mark D Smith

Jay Paul Drummond

Bob A Cichon

Dale H Blackson

David W Weis

Mark A Moales

Joseph C Ess

Mark S Covert

Mikal R Gilger

Bruce G Richards

Natarajan Ramachandran

Jagadesh Myana

Todd Blakeslee

Aravind Dongara

Lilei Chen

Michael E Califf, Jr

Robert J Lemley

Shawn D Joyce

Phillip S Moore

Steven C Swingler

Robert E Usner

Radhika Reddy Bodapatla

Omar El-Kaissi

Randhika Bodapatla

Radhika R Bodapatla

Glenda Griswold

Bradrick Q Lepper

Glenda K Griswald

Lepper Q Bradrick

David W Weiss

Michael E Califf

An automated banking machine operates responsive to data bearing records to carry out financial transactions. The machine includes a card reader that operates to read data from user cards that corresponds to financial accounts. The machine also includes a display, at least one manual input device, a cash dispenser, and a machine computer that operates to cause financial transactions to be carried out on financial accounts that correspond to data read from cards. The machine computer is also operative to cause digital information to be sent from the machine to a machine user's remote system address.

Banking system controlled responsive to data bearing records

A method for visual programming an automated transaction machine (). The method includes the creation of terminal directors () that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed by visually creating associations () between a plurality of ATM objects () in a work space (). Exemplary ATM objects include an authorization object (), a back stage control object (), a card reader object (), a customer profile object (), a depositor object (), a dispenser object (), keypad object (), a logic object (), a OCS object (), a presenter object (), a PIN entry object (), a printer object (), a sync object (), and a transaction data object (). The customer profile object is operative to retrieve customer profile information responsive to a determined customer of a person using the ATM. A portion of the exemplary ATM objects are operative to interface with a device interface layer () for communicating with physical hardware devices (). The device interface layer is operative to retrieve rules () and capability features from a data store () for automatically switching between two or more different devices of similar type when one of the devices becomes inoperative.

Automated banking machine customer profile method

An automated banking machine () is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system () through an intranet (), as well as in response to messages exchanged with foreign servers () in a wide area network (). The banking machine includes a computer () having an HTML document handling portion (). The HTML document handling portion is operative to communicate through a proxy server (), with a home HTTP server () in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion () which interfaces with the HTML document handling portion and dispatches messages to operate devices () in the automated banking machine. The devices include a sheet dispenser mechanism () which dispenses currency as well as other transaction devices.

Automated banking machine system using internet address customer input

An automated banking machine operates responsive to data bearing records to carry out financial transactions. The automated banking machine includes a card reader that operates to read data from user cards that corresponds to financial accounts. The automated banking machine includes a display, at least one manual input device and a cash dispenser. The machine further includes at least one computer processor that operates to cause financial transactions to be carried out on accounts corresponding to the data read from cards. The automated banking machine computer processor is operative to also cause digital information to be delivered from the machine or sent to remote system addresses.

A method for visual programming an automated transaction machine (). The method includes the creation of terminal directors () that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed by visually creating associations () between a plurality of ATM objects () in a work space (). Exemplary ATM objects include an authorization object (), a back stage control object (), a card reader object (), a customer profile object (), a depositor object (), a dispenser object (), keypad object (), a logic object (), a OCS object (), a presenter object (), a PIN entry object (), a printer object (), a sync object (), and a transaction data object (). A portion of the exemplary ATM objects are operative to interface with a device interface layer () for communicating with physical hardware devices ().

Method of developing automated banking machine instructions

A server is in communication with an ATM host and at least one ATM. Sever software is adapted to operate in the server to cause messages to be converted to enable ATM and ATM host communication. The server is operative to receive messages from the ATM host and/or the ATM, cause the received messages to be converted for handling by the other one of the ATM host and the ATM, and then cause the converted messages to be sent to the other one of the ATM host and the ATM. In one embodiment, the server software is operative to cause HTTP messages to be converted to non-HTTP messages, and vice versa.

Server software adapted to convert messages to enable ATM and ATM host communication

A cash dispensing automated banking machine that operates in response to data read from user cards includes a cash dispenser, keypad, and a card reader. The card reader is operative to read data bearing records such as user cards that include financial account information. At least one computer in the automated banking machine is responsive to a keymap specified by at least one markup language document and is responsive to configuration data accessed by the automated banking machine, to selectively enable a subset of keys of the keypad to be capable of providing inputs operative to cause the automated banking machine to carry out a portion of a banking transaction.

Automated banking machine and system

An automated banking machine () is operative to conduct transactions in response to mark up language documents and TCP/IP messages exchanged with a local computer system () through an intranet (), as well as in response to messages exchanged with foreign servers () in a wide area network (). The banking machine includes a computer () having mark up language document handling software that includes a browser (). The machine can receive instructions in mark up language documents accessed at an HTTP address to cause operation of transaction function devices, such as a currency dispenser ().

Automated banking machine apparatus and system

Method of using an automated banking machine

A method of operating a cash dispensing automated banking machine includes causing through operation of a processor of a cash dispensing automated banking machine, a card reader of the machine to read data from a card which corresponds to an entity with which a customer operating the machine has an account. The method also includes providing through operation of the processor, at least one visual output through a display device on the automated banking machine, The visual output uniquely corresponds to the entity with which the customer has the account.

Cash dispensing ATM system with multiple entity interface

An automated banking machine () is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system () through an intranet (), as well as in response to messages exchanged with foreign servers () in a wide area network (). The banking machine includes a computer () having an HTML document handling portion (). The HTML document handling portion is operative to communicate through a proxy server (), with a home HTTP server () in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion () which interfaces with the HTML document handling portion and dispatches messages to operate devices () in the automated banking machine. The devices include a sheet dispenser mechanism () which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion () in the banking machine through a device server () in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

An automated banking machine () is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system () through an intranet (), as well as in response to messages exchanged with foreign servers () in a wide area network (). The banking machine includes a computer () having an HTML document handling portion () including one or more browsers. The HTML document handling portion is operative to communicate through a proxy server (), with a home HTTP server () in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion () which interfaces with the HTML document handling portion and dispatches messages to operate devices () in the automated banking machine. The devices include a sheet dispenser mechanism () which dispenses currency as well as other transaction function devices. The device application portion communicates with a device interfacing software portion () in the banking machine through a device server () in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a network address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the network address, which connected server operates the banking machine to conduct transactions by the user. The customer is enabled to operate the banking machine using a familiar interface. The machine may also connect to other applications to provide the customer with promotional material or additional transaction options.

Automated banking machine system with multiple entity interface

Automated banking machine with record accessibility pre-check

An automated banking machine includes at least one browser and transaction function devices, including a currency dispenser device. The machine can be operated in a modified mode in response to transactions that are no longer available. A browser can be used to communicate with one or more servers. Data indicative of the availability of the certain transaction function *devices can be communicated to a server. One or more mark up language documents containing data and/or instructions that correspond to the operational availability to the machine of the transaction function devices can be accessed. The machine can then be operated responsive to the data and/or instructions. For example, the machine may change its display output to a customer to reflect its current transaction function device status. Customer transaction options can be readily changed via machine/server communication on a machine by machine basis.

Growing community of inventors

Kent, OH, United States of America

James R Church