Diebold, Inc.

Diebold Self-service Systems Division of Diebold, Inc.

Diebold Nixdorf, Incorporated

Diebold Self-service Systems, Incorporated

James Meek

H Thomas Graef

Robert W Barnett

Mark A DePietro

Daniel S McIntyre

David A Peters

Todd Galloway

Martin J Brown

Mike P Ryan

Keith Carpenter

Allan R Bakerink

Randolph C Benore

Edward L Laskowski

Mark A Ward

James R Kay

Bartholomew J Frazzitta

Natarajan Ramachandran

James Block

Paul D Magee

Nick Billett

Donald S Nelson, Jr

Laura Drozda

Ken Koran

William Hemlick

Damon J Blackford

Robert Bradley Gill

Robert D Symonds

Irek Singer

Donald Paul McCoy

Gregory Shimek

Paul Burns

Thomas B Phillips

John C Valcore

Ron DiFrango

Changning Jiang

Dale H Blackson

Anthony Warren Lee

Greg Miller

Arindam Laha

Joseph M Altier

Balaji Devarasetty

Willis Miller

Peter St George

Craig Hockman

Jonathan Soudry

Rafael Feijo

Steven Shepley

Glenda Griswold

Robert Konecny

Paul Mercina

Brian McClain

Mark R Schlabach

Joseph P Newman

Christyan Moauro

Mark D Smith

Tim Crews

William Daniel Beskitt

Songtao Ma

Kenneth Turocy

Harry Thomas Graef

Jon Eric Washington

Brian Jones

Thomas A VanKirk

Mike R Ryan

Bradley Lee Lightner

Victor Bell

Wayne Warren

William McCarthy

Matthew Pahl

Douglas T Dominick

Brian E Lucas

Daniel C McIntyre

Mark Kropf

Jason J Smolk

Lee Kravitz

Mark Reinart

Michael O'Boyle

Victor A Cogan

Richard A Steinmetz

Richard P Brunt

Peter StGeorge

Charles E Ducey, Jr

Donald Nelson

Kenneth W Zahorec

Jasen James Smolk

Nicholas T Billett, Jr

Shawn Reynolds

Mark Kropt

Alok Prakash

Edith Knowles

Theresa Butler

Mark DiPietro

Tony Lee

Scott Witzke

James Kunc

Mark Schlabach

In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.

Automated banking machine that operates responsive to data bearing records

Described herein is a technique for cashing a check at an automated banking machine. A check is presented via a check acceptor which obtains check data from the check, the check data comprises an amount. If the amount of the check is greater than a predetermined threshold, or limit, the user is asked to provide additional identification, such as a driver's license. A driver's license scanner reads data from the driver's license. The data read from a driver's license may include a hologram and/or a bar code.

Check cashing automated banking machine

In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.

Automated banking machine with remote user assistance

An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.

In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.

Processing automated banking transactions requiring approval

An exemplary system includes an automated banking machine which is operable to conduct transactions including cash dispensing for users responsive to communication with a transaction host. The machine is also operative to provide output signals which drive external displays which are separate from the machine. The machine is operable to receive visual and audio content from one or more broadcast content sources and to store the content in the machine. The content is then output through the external displays. The machine is also operative to receive and store a plurality of advertising messages. The advertising messages are output in a targeted manner to users of the machine.

Banking system operated responsive to data read from data bearing records

An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.

In an example embodiment, an automated banking machine that includes a computer, a camera, a display and an audio output device and is operative to cause visual outputs through the display and audio outputs through the audio output device, which correspond to a simulated person. The camera is in operative connection with the computer, and provides camera data to the computer. The computer is responsive at least in part to the camera data to cause eyes of the output simulated person to be directed toward the eyes of the machine user.

Automated banking machine that employs a virtual person for assisting customers

Growing community of inventors

North Canton, OH, United States of America

James Meek