United Services Automobile Association (usaa)

Other

James Malcolm Spears

Gunjan Chandraprakash Vijayvergia

Michael L Hertz

John David Clark

Joseph Matthew Doddato

David Anthony Phelps

Dorothy Jean Bolt

Lisa Horgan

John David Windham

Kevin W Thornley

Teresa A Mays

Brian Thomas Latronico

Crystal Jones Taylor

Peter D Raubenheimer

Claudia Anne Luna

Tracy Lent

Doyle Russell Dennis, Jr

Gary Don Bourn

Glove

Systems and methods are described for managing fleet services. Managing fleet services includes calculating a payment range, outputting a first presentation including the payment range and information identifying the at least one vehicle, receiving a selection of the at least one vehicle by the entity, generating an insurance policy for the at least one vehicle based on the payment range, and enabling at least one telematics unit of the at least one vehicle based on generating the insurance policy.

Systems and methods for managing fleet services

Techniques are described for using a supplemental data layer of a real time payments channel to send data. For example, an entity may request a transaction with another entity, and the transaction may be performed using a channel that includes a supplemental data layer. Supplemental data, in addition to the data for the transaction itself, may be communicated using the supplemental data layer to entities involved in the transaction, and/or to third parties. The supplemental data may be sent in real time with respect to the sending of the data for the transaction. In some instances, supplemental data layer is present in one or both directions in the two-way communications between the entities involved in the transaction. The supplemental data layer can be leveraged to provide additional information and/or services to a user involved in the transaction.

Supplemental data transmission for network transactions

Door stop

Tool holder

Techniques are described for dynamically determining the flow of screens to be presented in a user interface (UI) of an application executing on a computing device, based at least partly on a detected presence of a user device (e.g., a portable computing device) in a particular geographic area. Area designation data is transmitted to, and stored on, a user device. The area designation data can describe a geofenced area and/or beacon signals. In response to determining that the user device is in the geographic area indicated by the area designation data, the user device may transmit an alert signal that causes an interface flow to be dynamically determined and executed for an application executing on the computing device that is separate from the user device.

Dynamic interface flow based on device location

Medication storage bracelet

An integrated transaction platform facilitates a transaction, such as a purchase of a vehicle or other item. The platform provides a pre-negotiated purchase price for the item to facilitate a transaction to purchase the item from a seller, the transaction being substantially frictionless from the buyer's perspective. The pre-negotiation can involve a reverse auction process in which sellers bid to sell the item to a buyer. After the buyer has identified a particular item for purchase, sellers that have the item available are notified to provide a bid indicating a price at which the seller is willing to sell the item. The lowest bid is selected, and a purchase agreement is finalized based on the lowest bid. After the agreement is finalized, the buyer can accept delivery of the item without further negotiation with the seller, and thus with substantially reduced friction compared to traditional purchase scenarios.

Transaction pre-negotiation and optimization

Holder for fasteners

The bed rail safety cuff may comprise a patient cuff, a bed rail clamp, and a restraint. The bed rail safety cuff may be adapted to safely restrain movement of a patient's extremity by coupling the patient's extremity to a bed rail of a hospital bed. As non-limiting examples, restraining a patient may be necessary to prevent the patient from leaving the hospital bed, from pulling out intravenous medication lines, or from damaging medical devices when incoherent. The patient cuff may be adapted to couple to the patient and the bed rail clamp may be coupled to the bed rail. The patient cuff may be coupled to the bed rail clamp by the restraint and the restraint may determine the range of motion possible while restrained. More than one of the safety cuffs may be used to restrain multiple extremities.

Bed rail safety cuff

Systems and methods are described for managing fleet services. In an example, a vehicle selected from a plurality of vehicles presented in the user interface is received. A selected vehicle insurance for the vehicle is then received. A total cost for a lease of the vehicle and vehicle insurance associated with the selected vehicle insurance is determined. A lease of the vehicle and corresponding vehicle insurance is provided by the lessor. Other systems and methods are described.

Tire lifter

A system and method for customizing a vehicle for a user from a dealer through a user interface of a mobile device. The system and method may include a vehicle customization application stored on the mobile device. The user interface can be used to select the vehicle from a plurality of vehicles using the vehicle customization application. The vehicle customization application may create a user desires profile for the user of the vehicle customization application and may retrieve all dealer installed option packages for the selected vehicle from a dealer database of the dealer. Based on the user desires profile and the retrieved dealer installed packages, artificial intelligence may be used to generate a list of dealer installed option packages for the user. The user may select dealer installed option packages from the generated list of dealer installed option packages through the user interface.

Method and system for customizing a vehicle

Growing community of inventors

San Antonio, TX, United States of America

James Malcolm Spears