Q2 Software, Inc.

James C Clay

Adam David Anderson

Robert Henry Seale, Iii

Anthony M Flagg

Systems and methods for conducting transactions across financial institutions are presented. More specifically, in one embodiment a financial transaction center may be provided such that transactions may be coordinated and controlled utilizing the financial transaction center. The financial transaction center may determine a financial institution associated received requests and issue requests to financial institutions. By coordinating the fulfillment of transactions between financial institutions through the financial transaction center a level of abstraction may be introduced whereby transactions may be conducted across financial intuitions without knowledge of host systems at the financial institutions or overly compromising the privacy or security of these host systems.

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Cedar Park, TX, United States of America

James C Clay