Diebold Self-service Systems Division of Diebold, Inc.

Diebold Nixdorf, Incorporated

Diebold Self-service Systems, Incorporated

Diebold, Inc.

Diebold Nixforf Incorporated

James Block

Natarajan Ramachandran

H Thomas Graef

Paul D Magee

Jeffery Enright

Donald S Nelson, Jr

Klaus Steinbach

Dale H Blackson

Richard Calvin Lute, Jr

Willis Miller

Matthew R Zaugg

Mark A Douglass

David A Barker

Randall W Jenkins

James Meek

Daniel S McIntyre

Tim Crews

Mark A DePietro

Songtao Ma

Steven Shepley

Ray Motz

Michael J Harty

Sathish M Irudayam

Donald Paul McCoy

Judith Edwards

Harold V Putman

Donald Parsons

Mark D Smith

David N Lewis

Robert Konecny

Jeffrey M Enright

James Pettitt

James D Atkinson

Caren R Blackson, Legal Representative

Anne E Doland

Ashok L Modi

Nicholas Schott

Jay Paul Drummond

Jeffrey A Hill

Glenda Griswold

Jeff Hill

Michael Scanlon

Robert E Usner

Anne E Bayonnet

Bryan Reed

Joseph Cwikla

Aarthi Rao

Deborah Arney

Gregory S Ray

Marcelo Soares De Castro

Joe Hartman

Athena Greco

Kristen Stewart

Sergio Pellegrini

David E Kolinski-Schultz

Richard C Lute, Jr

Donald Nelson

Mark A Douglas

Joseph Hartman

Raymond P Motz

Rahul Pathak

Mark DiPietro

Ramachandran Natarajan

Kristin Stewart

An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.

Accepting a check deposit from a mobile device in communication with an automated teller machine

An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.

Banking system controlled responsive to data bearing records

Described herein is a technique for cashing a check at an automated banking machine. A check is presented via a check acceptor which obtains check data from the check, the check data comprises an amount. If the amount of the check is greater than a predetermined threshold, or limit, the user is asked to provide additional identification, such as a driver's license. A driver's license scanner reads data from the driver's license. The data read from a driver's license may include a hologram and/or a bar code.

Check cashing automated banking machine

In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.

Automated banking machine with remote user assistance

A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.

Banking system controlled responsive to data bearing records and user input of a phone received security code

An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.

In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.

Processing automated banking transactions requiring approval

A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.

Automated banking machine that outputs interference signals to jam reading ability of unauthorized card reader devices

Growing community of inventors

North Lawrence, OH, United States of America

James Block