Bank of America Corporation

Jade Michelle Le Vo-Dinh

Carrie Anne Hanson

David M Grigg

Alicia C Jones-McFadden

Matthew Hsieh

David Joa

Naveen Gururaja Yeri

Timothy J Bendel

Peter John Bertanzetti

Thayer S Allison

David Neil Joffe

Yanghong Shao

Deepak Verma

Srihari Rao Gatpa

Bibhudatta Jena

Vikas Mishra

Kunal Makin

Embodiments of the invention include systems, methods, and computer-program products for scheduling and affecting appointment calendaring based on dependencies. As such, the invention provides for a dynamic appointment calendaring based on changes in the user's location. The dependencies comprise current and potential future locations and times of a user. The invention continuously monitors the calendars of the user on one or more devices. Further, the invention determines a change in existing appointments or cancellation of an appointment such that the user is newly available at certain time or determines a change in current and potential future locations of the user. Subsequently, the invention then evaluates one or more upcoming future appointments of the user with the financial institution specialists and ascertains the appointment details. The invention then automatically, schedules one or more new appointments at a new time and/or location with relevant specialists.

System for affecting appointment calendaring on a mobile device based on dependencies

Embodiments of the invention include systems, methods, and computer-program products for scheduling and affecting appointment calendaring based on perceived user requirements. As such, the invention provides for a smart appointment calendaring based on the automatic and real time analysis of a user's financial information, transaction history, navigation history and the like. The system then identifies one or more relevant specialists and schedules one or more appointments. Based on needs identified from analysis of user information, the invention may create an appointment package for the user. Thus, the system may schedule appointments with one or more specialists based on the user's requirements.

System for facilitating appointment calendaring based on perceived customer requirements

Systems and methods for producing and maintaining account related triggers are provided herein. The systems and methods may be utilized for risk mitigation. Account triggers may be executed to determine account activity indicative of a risk event. Once a risk event is identified, the financial institution may determine an appropriate action to mitigate foreseeable risk due to the risk event.

Financial account related trigger feature for risk mitigation

Systems and methods for producing and maintaining account related triggers are provided herein. The systems and methods may be utilized for monitoring of one or more accounts of a financial institution. Triggers may be executed to monitor financial account ratios. Offers may be triggered based on the account ratios or changes in the account ratios.

Financial account related trigger feature for detecting changes in financial ratios

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Charlotte, NC, United States of America

Jade Michelle Le Vo-Dinh