Other

Spriv LLC

Bpriv, LLC

Jacob Heffez

Christopher Donald Wood

Guy Hefetz

Guy Heffez

A computer system configured to authenticate the identity of a user who is attempting to access a website or conduct a transaction is provided. The system is configured to receive a geographical location associated with the user and to receive the geographical location of a mobile phone associated with the user, and to determine whether the two geographical locations are within an acceptable distance. The system is configured to take into account the accuracy of the mobile phone location.

Method and system for monitoring and validating electronic transactions

A method for facilitating the detection of misuse of an identity during an electronic transaction comprises the step of receiving a notification to authenticate the use of an identity at a first location, wherein the identity is associated with a mobile phone; determining an approximate location of the mobile phone, and determining whether the first location and mobile phone locations match in geographical proximity. The approximate location of the mobile phone is determined based on cached position information. The invention provides a method for ensuring that the cached position information is up to date, by overwriting stale information with new position information derived by accessing a database that correlates Wi-Fi signals detected by the mobile phone with a geographic location.

Method and system for validating transactions

The invention provides methods for determining whether a transaction has taken place in geographic proximity to a wireless device. Upon receiving a notification to authenticate the use of an identity at a transaction location, where the identity is associated with a wireless terminal, the method determines an approximate location of the wireless terminal based on cached position information, GPS location, cellular geo-location, and/or Wi-Fi geolocation, and determines whether one or more of these is in geographic proximity to the location of the transaction.

Method for detecting misuse of identity in electronic transactions

A method for facilitating the detection of misuse of an identity during an electronic transaction. The invention comprises at least five embodiments. In a first embodiment, the method comprises the step of: receiving a notification to authenticate the use of an identity at a first location, wherein the identity is associated with a first wireless terminal; determining an approximate location of the first wireless terminal based on cached position information, the approximate location of the first wireless terminal being a second location; determining whether the first and second locations match in geographical proximity; and generating an alert if the first and second locations do not match in geographical proximity. In a second embodiment, an approximate location of the first wireless terminal is determined based on cached position information stored on a GPS position database.

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Arlington, VA, United States of America

Jacob Heffez