Apple Inc.

Jack K Chung

George R Dicker

Glen W Steele

Yousuf H Vaid

Christopher D Adams

Katherine B Skinner

Scott D Blakesley

Chrispher D Adams

Systems, methods, and computer-readable media for personalizing program credentials are provided. For example, a program credential (e.g., loyalty pass) associated with a program provider (e.g., an issuer) subsystem may be customized using personal data. The personal data can be collected from an electronic device before provisioning the customized program credential on the electronic device for use in a suitable transaction. However, such personal data may not be collected unless an administration entity subsystem is first able to validate the program provider subsystem. The administration entity subsystem can generate tracking data that may be used during the validation and/or provisioning in order to track when program credentials are personalized.

Managing program credentials on electronic devices

Growing community of inventors

Cupertino, CA, United States of America

Jack K Chung