Blackhawk Network, Inc.

Intelispend Prepaid Solutions, LLC

J DuWayne Milner

Carl Brad Briscoe

Robert W Wehrman

Daniel R Easley

Teri Llach

A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.

Client customized virtual or physical card for use with selected merchants

A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and a time of activation which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.

Growing community of inventors

Edwardsville, IL, United States of America

J DuWayne Milner